Important Information 

The failure of IndyMac Bank may have raised concerns about the safety of your funds on deposit with Welcome Credit Union (WCU). 

Credit Unions and WCU have always, and will continue to lend responsibly.  This is the reason we’ve been able to steer clear of the subprime crisis that is negatively impacting other financial institutions.  Credit Unions are member-owned, not-for-profit cooperatives.  We exist to serve our members, not profit from them.

Not one penny of insured savings has ever been lost by a member of a federally insured Credit Union.  In these uncertain economic times, Credit Union members are looking for a safe, sound place to invest their hard-earned money – Welcome Credit Union is just that place. 

We invite you to visit NCUA’s share insurance web page for information about your insured funds. 

National Credit Union Administration (NCUA) Share Insurance web page 

http://www.ncua.gov/ShareInsurance/index.htm 

The links below to the brochures ‘Your Insured Funds’ and ‘Your Federal Share Insurance’ provide you with examples of insurance coverage under NCUA’s rules.  They will help you understand your share insurance protection. 

http://www.ncua.gov/Publications/brochures/insured_funds/funds.pdf 

            http://www.nafcu.org/Content/NavigationMenu/Products/Products1/FS_Insurance.pdf

 If you have questions, please contact us at 919-483-1648.

 
 
2008 Summer Vehicle Loan Special
 
Zero in on a loan that’s right for you …
plus get a chance to win a 0% APR vehicle loan!!


Finance at least $5,000.00 on a new or used car, truck, SUV, boat, recreational vehicle, or motorcycle with Welcome Credit Union (WCU) between June 1, 2008 and August 29, 2008, and your name will be entered into a drawing for a chance to win a *0.00% (zero percent) interest loan.

During our 2008 Summer Vehicle Loan Special, we are giving away five 0.00% (zero percent) APR interest loans – one per branch!!

Financing available up to 84 months, up to 100% financing, no dealer restrictions, no hidden fees, no bait & switch tricks, loan protection insurance at no additional charge, and optional coverages including credit disability insurance, GAP, and mechanical repair coverage.
 

0.00% APR!


Don’t forget … upon approved credit and the financing of your vehicle with Welcome Credit Union, you’ll be entered into a drawing for a chance to win a 0.00% APR loan!

Pre-approval is easy.  For more information or to obtain a loan application, you can either print the loan forms here, call, or stop by any of our branch offices.

*Eligible loans must be closed by August 29, 2008.  The 2008 Summer Vehicle Loan Special applies to all “new money” new and used vehicle loans.  Refinanced loans (vehicles currently financed with WCU), no credit check vehicle loans, and home equity loans are not eligible.

 

Money Market Accounts Are Here!


        The Board of Directors has approved Money Market Accounts!  You've asked for Money Market Accounts and we've heard you ... they're available now!                             Click here for more details.
 

 
 

What’s New At Welcome Credit Union?

  • In the event of a wide-spread disaster or emergency for the Credit Union in which you cannot reach one of our branches, please phone our toll-free emergency information number at 1-877-285-6228.  Follow instructions to access Welcome Credit Union and listen to the message.  Updates will be made as they become available.

  • It’s easy to avoid a dormant account fee from Welcome Credit Union.  At least once a year, make a deposit, a withdrawal, or transfer funds to or from your account.  Or just give us a phone call to say “keep me off the dormant account list”.  Accounts with no activity for twelve (12) months are considered dormant (as defined by the State of North Carolina) and will be assessed a dormant account fee (by WCU) of $12.00 per year.  So ... we encourage you to make a transaction or phone us today!

  • Line of Credit advances through Virtual Branch are now available.  This enhancement offers you more convenience and ease!  You will be notified if a payment change is required after the advance.  This currently does not include Summer Vacation Line-of-Credit, Holiday Line-of-Credit, Overdraft Line-of-Credit, or Home Equity Line-of-Credit loans.
     
 
Mortgage Resource Center
 

New toll-free phone number for great service and help with all your mortgage loan needs.

1-866-356-7449

 
 
Overdraft Line-of-Credit Loans

  • Loan limits up to $10,000.00 are now available.

  • Once approved, you can conveniently write a check for the funds available* and you’re covered!

  • Pay it back all at once or repay in up to 36 months**.

  • To increase your Overdraft Line-of-Credit limit, contact your Loan Officer.


 *Funds Available = your overdraft credit limit minus any balance you may have outstanding.
**The payment will automatically be deducted from your checking account.

 
 
Welcome Credit Union Goes Green!
 

We’re proud to share some of the ways we are becoming a “greener” organization.

  • Virtual Branch Home Banking

  • Virtual Branch Bill Pay

  • e-Statements

  • Paper receipts for deposits & loan payments will no longer be provided (unless requested)

  • Direct deposit – fast & safe

 

 

Help Save Trees –
Statement Express Is Here! 

Receive your monthly and/or quarterly statements safely, quickly, and electronically.  Electronic statements provide secure, anytime, anywhere access to your Welcome Credit Union statements.  Here are a few features of eStatements:  

•     Automatic email notification when your statements are available for viewing/printing.

•     Six months of statements available for instant retrieval.

•     All data is fully secured, encrypted, and protected by the latest SSL technology.

•     eStatements can be downloaded.

•     If you have more than one WCU account and/or sub-accounts, you will need to enroll each account individually.  However, you are not required to enroll your checking and loan accounts separately.

•     When you elect to view your statements online instead of receiving a paper statement by mail, it helps protect you from confidential information being lost or stolen from your mailbox.

•     Safest, quickest, and most convenient way to receive your statements.

•     Enroll Now!  Just sign onto Virtual Branch and click on the “eStatements” link listed under the “BankIT” section on the left side-bar menu.  There are terms and conditions that must be agreed upon before eStatements will be activated.  To ensure your enrollment (and have the capability to view the terms and conditions), you need to enable ‘pop-ups’ for the Virtual Branch web site.

In support of American Forests’ Global ReLeaf Program, we’ll plant a tree on your behalf when you enroll in Statement Express.

Saving paper will help save our trees!

 

 

Help Us Spread The Word and The Benefits of Membership!

As Welcome Credit Union grows and changes, we will continue to expand our field of membership. Offering a better financial option to more groups promotes the Credit Union philosophy of "people helping people". We are happy to invite other companies and organizations to join Welcome Credit Union and begin taking advantage of the benefits of membership in our Credit Union.

Please help us spread the word by inviting your co-workers and families to join!

 

   For more information, please phone one of our branches.

Main Branch-RTP: 919-483-1397 or 919-483-1486

Moore Drive Branch-RTP: 919-483-8899 or 919-483-8693

Zebulon Branch: 919-269-1225

Greenville Branch: 252-758-3279

Henderson Branch: 252-430-3655

 


Welcome Credit Union is an "Equal Opportunity Lender", making loans without regard to race, color, religion, sex, national origin, marital status, or age.

  Your Savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.  (National Credit Union Association, a U.S. Government Agency)