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Mobile Money™ Is Here!!
Mobile Money Keeps You In Control With Anytime, Anywhere Account Access –
WFCU Is Now As Close As Your Phone!
Mobile Money is just one of the components included in our Virtual Branch suite of services. WFCU’s on the go mobile money service is easy, safe, and has no fees*. You’ll be able to use your cell phone, smart phone, or iphone to manage your money whenever it’s convenient during your busy day.
Mobile Money is the ultimate on-demand service. You can monitor your accounts with your mobile phone ... receive alerts, view accounts, even transfer funds whenever or wherever you happen to be. You decide how you'll use it! You can request that a text message is sent to you if your balance falls below $50.00 (just an example), or when your direct deposit check is in your account! And you don't need Internet access on your phone to take advantage of Mobile Money. You can send a simple text message to:
- View account balances
- View transaction history
If you do have Internet access from your phone, it gets even better. You can log on to:
- View account balances
- View transaction history
- Transfer funds between accounts
- Even pay your bills!
With Mobile Money, your information is fully secure. With multiple layers of authentication, you'll never have to worry about the wrong people getting your information. A personal password and phone activation code keep your information safe.
Look for more information on Virtual Branch (click on the Self Service tab).
*No monthly usage fees for Mobile Money. However, fees may be incurred including, but not limited to, customary fees incurred through your mobile phone provider and fees associated with WFCU’s Bill Pay service (ex. bill pay fee for non-use; bill pay processor fees that are passed through to you including NSF, stop payment, and research fees). WFCU's fees are disclosed on our Rate & Fee Schedule.
Disaster Loans Available
If you and yours are involved in a natural disaster, we offer a resource for loan funds to help you and your family – Disaster Loans. This loan can be granted to members involved in natural disasters defined as: fire, flood, tornado, hurricane, wind, water, earthquake, etc. We’ll expedite the process to help you receive the funds as quickly as possible. Call us for specifics and more information.
WFCU’s Emergency Phone Number
In the event of a wide-spread disaster or emergency for the Credit Union in which you cannot reach one of our branches, you can phone our toll-free emergency information number, 1-866-803-3267. Updates to the message will be made as they become available.
Before You Know it, Back to School Time will be Here!
North Carolina’s Sales Tax Holiday will run from Friday, August 6, 2010 through Sunday, August 8, 2010. The General Assembly created the three-day exemption from sales tax to help consumers with back-to-school shopping.
For a list of eligible items, questions and answers, or more information about the Sales Tax Holiday, visit the North Carolina Department of Revenue web site at: www.dor.state.nc.us/taxes/sales/salestax_holiday.html. Retailers will also be able to help you determine which items qualify.
Purchase a SmartWay® Vehicle And Earn A Discounted Loan Rate!
Thinking about getting a more fuel efficient and eco-friendly vehicle? Go Green with a U. S. Government Environmental Protection Agency (EPA) designated SmartWay® vehicle and we’ll reward you with a discounted loan rate. The rate discount is based on the vehicle’s EPA designation at the time the loan is granted* and will be applied to the approved loan rate determined by the Credit Union in accordance with our Risk-Based Lending Policy.
The EPA rates vehicles on calculated greenhouse gas emissions and fuel economy. The most environmentally friendly vehicles receive a SmartWay® or SmartWay® Elite designation. You’ll be surprised at how many vehicles qualify for the EPA’s SmartWay® rating, not just hybrids and small cars.
- The Green Vehicle Loan offers a 1.00% discounted loan rate on loans with terms up to 48 months and 0.75% discounted loan rate on loans with terms from 49 months up to 84 months for fuel efficient and eco-friendly new and used vehicles** with a SmartWay® or SmartWay® Elite EPA designation.
Vehicles with SmartWay designations are denoted on the following web site with the SmartWay® logos:
http://www.epa.gov/greenvehicles/Index.do  
Searching for qualifying vehicles is easy! You can search by specific make and model or use the search engine to identify the greenest vehicles on the market. Remember, WFCU will reward you for being environmentally conscientious when you purchase your next vehicle! Call your branch today.
*Vehicles currently financed with Welcome Federal Credit Union can be refinanced if the current equity and new loan advance are at least $500.00.
**Some restrictions apply. If the vehicle is not listed with one of the SmartWay® designations on the EPA website, the discounted rate will not be applied.
Welcome Federal Credit Union is an "Equal Opportunity Lender”. |
When you’re buying a used car, a CARFAX Vehicle History* report can be a valuable resource. Although a used car looks great and the price is right, a vehicle history report will provide important insight on a car’s potential hidden problems.
