Cash For Gas – Take A Ride On Us!
Bring WFCU a vehicle loan* and we’ll give you $50.00!
Bring us a new or used vehicle loan of at least $5,000.00, between March 1, 2010, and June 30, 2010, and we’ll give you $50.00!
- $50.00 cash bonus will be paid when loan is closed.
- Eligible vehicles include new and used cars, trucks, SUV’s, motorcycles, boats, and recreational vehicles!
- We may be able to lower your monthly payments!
- We may be able to save you hundreds of dollars in interest!
- No payments due for up to 90 days!
- Repayment = Up to 84 months
- Loans must be closed by June 30, 2010.
- Vehicle value (established by WFCU) and loan amount must be at least $5,000.00.
- Review our Great Rates!
- Protect your investment with optional coverage that bridges the gap – GAP Plus (Guaranteed Asset Protection).
- Optional, low-cost, MEMBER’S CHOICE® Disability Insurance available.
- Credit Life Insurance is supplied at no additional charge on loan accounts.
- No hidden fees.
- No pre-payment penalty.
- All vehicles up to one year old will be financed as "new" (ex., all 2009 & 2010 models will be financed as new for the entire year of 2010).
*Some restrictions apply: Vehicles currently financed with WFCU, no credit check loans, and home equity loans are not eligible; amount financed must be at least $5,000.00; you must meet WFCU’s lending criteria;
one gift of $50.00 per new money loan; loan must be closed by June 30, 2010.
Welcome Credit Union is an “Equal Opportunity Lender”, making loans without regard to race, color, religion, sex, national origin, marital status, or age.
What Can WFCU Do For You?
Auto Loan?
Checking Account?
Money Market Savings Account?
IRA?
Line of Credit?
Learn About Credit Management?
On-Line Account Access with Bill Pay and e-Statements?
Home Equity Line of Credit? |
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We’ve got the services you need with low, or no fees!
- Do you have a WFCU debit card? Please be aware that with debit card point-of-sale transactions, some merchants including gas stations and hotels/motels may put a “hold” on your checking account funds. The “hold” can be for the exact amount of the sale or for an amount greater than the transaction amount (ex. $45 in gas = $100 hold amount) and can be in effect for up to 30 days. We have no control over the amount of hold that a merchant submits. But, to assist you in these situations, WFCU will not allow holds longer than three (3) business days.
- Avoid a dormant account fee – make a transaction today! It’s easy to activate a dormant account and avoid the dormant account fee with Welcome Federal Credit Union. Just make a deposit to the account, a withdrawal from the account, or transfer funds between your accounts.
- When making deposits or loan payments by check, be sure to write a note or make a notation on the check to indicate the amounts and accounts (savings and/or loan) where the funds should be deposited.
- Toll-Free and Branch Phone Services – When you phone WFCU, our phones use an automated answering system. The system assists you by providing branch options and services. Once you listen to the options and make your selection, the system will connect you to the appropriate person or department to meet your needs. We’ve recently changed the list of options, therefore it is important that you listen to all of the options stated. If your call is placed in voicemail, please leave us a message so that we can return your call. Under normal circumstances, messages are retrieved throughout the day and are returned as soon as possible, usually within one (1) to two (2) hours.
Purchase a SmartWay® Vehicle And Earn A Discounted Loan Rate!
Thinking about getting a more fuel efficient and eco-friendly vehicle? Go Green with a U. S. Government Environmental Protection Agency (EPA) designated SmartWay® vehicle and we’ll reward you with a discounted loan rate. The rate discount is based on the vehicle’s EPA designation at the time the loan is granted* and will be applied to the approved loan rate determined by the Credit Union in accordance with our Risk-Based Lending Policy.
The EPA rates vehicles on calculated greenhouse gas emissions and fuel economy. The most environmentally friendly vehicles receive a SmartWay® or SmartWay® Elite designation. You’ll be surprised at how many vehicles qualify for the EPA’s SmartWay® rating, not just hybrids and small cars.
- The Green Vehicle Loan offers a 1.00% discounted loan rate on loans with terms up to 48 months and 0.75% discounted loan rate on loans with terms from 49 months up to 84 months for fuel efficient and eco-friendly new and used vehicles** with a SmartWay® or SmartWay® Elite EPA designation.
Vehicles with SmartWay designations are denoted on the following web site with the SmartWay® logos:
http://www.epa.gov/greenvehicles/Index.do  
Searching for qualifying vehicles is easy! You can search by specific make and model or use the search engine to identify the greenest vehicles on the market. Remember, WFCU will reward you for being environmentally conscientious when you purchase your next vehicle! Call your branch today.
*Vehicles currently financed with Welcome Federal Credit Union can be refinanced if the current equity and new loan advance are at least $500.00.
**Some restrictions apply. If the vehicle is not listed with one of the SmartWay® designations on the EPA website, the discounted rate will not be applied.
Welcome Federal Credit Union is an "Equal Opportunity Lender”.
On-Line Loan Applications Are Now A Reality!
Apply for a loan anytime, anywhere via the Internet and Virtual Branch (VB). You now have the ability to complete your loan application on-line from the comfort of your home, your office, or on the road. VB Lending offers secure access through 128-bit encryption and SSL technology. Once you’ve completed and submitted your loan application on-line, you will be contacted by the Credit Union within one (1) business day!
You don’t have to be a Virtual Branch user to use VB Lending. But … we invite you to visit the site, take a test drive, and learn about the convenience and comprehensive suite of financial services VB offers. Virtual Branch is an extension of our Credit Union!
Click here to visit Virtual Branch.
Click here to apply for a loan.
e-Statements, Not only will you save a Tree –
We’ll plant a tree for you!*
Electronic Statements (e-Statements) are an electronic version of your paper statement. They provide secure, anytime, anywhere access to your Welcome Federal Credit Union statements.
• Normally, e-Statements are ready for viewing by the 1st or 2nd of the month. You’ll receive an automatic email notification when your statements are available.
• All data is fully secured, encrypted, and protected by the latest SSL technology.
• When you elect to view your statements online instead of receiving a paper statement by mail, it helps protect you from confidential information being lost or stolen from your mailbox.
Enroll now! Just logon to Virtual Branch and click on the following tabs.
• Self Service
• Additional Services
• e-Statements
• Select the Account #
There are terms and conditions that must be agreed upon before e-Statements will be activated. To ensure your enrollment (and have the capability to view the terms and conditions), you need to enable ‘pop-ups’ for the Virtual Branch web site.
*In support of American Forests’ Global ReLeaf Program, we’ll plant a tree on your behalf when you enroll in e-Statements.
Mortgage Loans For You
Mortgage Loan Rates are at all time low. If you’re thinking about purchasing a home or refinancing your mortgage loan, check with WFCU’s Mortgage Resource Center first! We have money to loan and you’ll be treated with the Credit Union standard of professional, courteous, and friendly service.
For more information, call the Mortgage Resource Center toll-free at 1-866-356-7449 or visit the web-site at: http://welcome.mtgresourcecenter.com/.
We Offer Great Vehicle Loans
And … We Have Money To Loan!
Need a loan? At Welcome Federal Credit Union (WFCU), it’s business as usual. We continue to provide safe and quality service, and continue to lend responsibly. Our lending guidelines and policies have not “tightened” in response to our nation’s economic crisis – we are lending members’ money just like we always have!
Finance your vehicle with Welcome Federal Credit Union and we’ll give you a great loan at a great rate!
- Up to 100% financing
- No hidden fees
- No bait & switch tricks
- Loan protection insurance is provided at no additional charge on loan accounts
- Optional credit disability insurance is available
- GAP Plus coverage is available
- Pay the easy way with direct deposit
- All vehicles up to one year old will be financed as "new" (ex., all 2008 & 2009 models will be financed as new for the entire year of 2009)
- Eligible vehicles include new and used cars, trucks, SUV’s, motorcycles, boats, luxury vehicles, and recreational vehicles
It’s a great time to buy if you’re in the market for a new or used vehicle. Good pricing is available and deals are waiting to be made. Just be sure to call us for the best financing!
We offer several ways to apply for a loan with Welcome Federal Credit Union:
- Apply On-line.
- Print our loan forms from this web site.
- Contact one of our Credit Union branches.
Apply or call today, our loan staff is ready to help! |
