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The Credit Union is owned by you,
the member, not by stockholders.
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Credit unions are not-for-profit
organizations - banks provide
services to make a profit.
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Credit unions are democratically
controlled - you have a vote.
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When you join a credit union, your
money goes into a common fund. This
pooled money is then used to make
loans to your fellow members.
Earnings over and above operational
expenses and reserve requirements
are returned to you in the form of
lower rates on loans, higher returns
on savings, and better services.
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The bottom line means low-cost,
high-quality financial services for
you.
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This web site is intended only for persons over the age of 13.
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