Welcome CarConnection is a free concierge car-buying service for members
financing with WFCU. We help you find your perfect new or used vehicle at the
best available price, including all rebates, incentives, and trade-in options,
without the dealership hassle.
Start by getting pre-approved online or in-branch. We’ll help you lock in your low Welcome rate and flexible terms to understand your options.
We will search for and compare vehicles that match your needs and preferences. You can visit dealerships to test-drive, while we explore your options and manage appointments.
Once you’ve decided on a brand and model, our team helps you to secure the lowest possible price, including all available dealer and manufacturer
rebates and incentives.
Welcome FCU handles the final steps, and you can drive home day-of in your new vehicle with confidence and savings.
Share a few details about your car with your loan officer, and we can help you
decide the best way to trade-in or sell your existing vehicle. Whether that’s
selling privately or having us trade in your car as part of the negotiation for the
purchase, we’ll find the option that is most advantageous for you.
Welcome CarConnection is an optional, free service for members that works alongside your Welcome FCU auto loan. It’s a concierge-style car buying service that helps you find, compare, and purchase your next new or used vehicle to get the best price, and avoid dealership markups and fees.
No. Welcome CarConnection is completely free for Welcome FCU members and has no hidden fees.
Yes, when you finance through Welcome FCU and find your car with Welcome CarConnection, you still qualify for all available manufacturer and dealership rebates, incentives, and special offers in addition to your low Welcome FCU rate.
Welcome CarConnection compares real offers from multiple sources to secure the lowest available price for your chosen vehicle. They are not tied to any specific manufacturer or dealer, ensuring unbiased guidance and transparent pricing.
Pre-approval is recommended but not required. However, getting pre-approved first helps you know your budget and speeds up the process once you’ve found the right vehicle.
Start by applying for an auto loan or pre-approval with Welcome FCU online or through your local branch. Ask about using Welcome CarConnection, and your loan officer will gather your vehicle requirements to start walking you through the car discovery and purchasing process.
Yes. Welcome CarConnection can handle your trade-in as part of your purchase or help you explore other options to get the best value for your current vehicle.
No. Welcome CarConnection isn’t tied to any specific brand or manufacturer, giving you access to a wide range of makes and models, often including vehicles before they reach the dealership.
With Welcome CarConnection, you skip the dealership hassle. There is no sales pressure, no haggling, no add-on fees, and no doc fees. Avoid upsell, and save on GAAP insurance when purchasing through WFCU instead of the dealership. You get transparent pricing, expert guidance, and financing you can trust, all without ever stepping into a dealership.
Yes. You can use Welcome CarConnection to find both new and pre-owned vehicles that meet your needs and budget.
No, Welcome CarConnection is a complimentary service available to all WFCU members.
*Select Option #4 to connect directly to our Loan Department.
🗓️ Scheduled Maintenance: Online banking will be temporarily unavailable on May 19, 2026, from 2:00 a.m. ET to 9:00 a.m. ET as we complete a scheduled upgrade. We appreciate your patience.
🗓️ Welcome Federal Credit Union will be closed on Wednesday, November 11 in observance of Veterans Day.
🗓️ Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 26 & 27, 2025.
🗓️ As we close out 2026 and think forward to 2027, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.
Our auditors, Cantey Tiller Pierce & Green, LLP, may contact select members for routine account verification. Thank you for your careful review.