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Strike It Rich!


It's simple. You buy a car, you get the best deal, and you're happy, right? Unfortunately, buying a car isn't always that simple; especially when you aren't sure where to start. When you finance with Welcome CU, you can have confidence that you get the best deal without the hassle of negotiating at the dealership.

Already financed your new ride? We can still help you save and get the best deal. Plus, once you finance or refinance your auto loan with Welcome CU, you will have the chance to win a prize up to $250 in value* when you spin our prize wheel !

  • FREE Car Payment* (up to $250.00)
  • $50 Gas Card*
  • Car Blanket*
  • Car Cleaning Tool Kit*
  • Shammy Towel*
  • Armor All® Wipes*

Don't spin your wheels trying to haggle your way into a better deal. Finance with Welcome and get rewarded!

Finance Today

*Member will “spin” the Wheel of Prizes at time of loan disbursement. Minimum loan amount $7,500. Promotion does not apply to current Welcome Credit Union auto loans. Must be at least 18 years of age. Prizes valued between $10-$250. The prize cannot be substituted, converted to cash, assigned, or transferred by winner. Promotion ends March 31, 2020. †All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. Some restrictions apply. WFCU lending criteria must be met. WFCU reserves the right to suspend or cancel the promotion as necessary for any reason. Not all members will qualify. Federally insured by NCUA.

Be The Boss


This year is the perfect time to be the boss of your finances. What does that look like? It means:

  • No putting up with frivolous bank fees
  • Low-rate mortgages, vehicle loans, and home equity lines of credit
  • Getting $150 cash bonus* just for opening a checking account
  • And much more

Be determined to take charge of your finances this year and bank on better finances and a better life with Welcome Credit Union. Welcome to a better way of banking.

Take Charge

*Offer available for new checking accounts only. Member must qualify for and activate a debit card. $50 will be deposited into your WFCU checking account when checking account is opened, and $100 will be deposited within 60 days of initial direct deposit and e-statement activation. e-Statement must be activated within 30 days of account opening. Direct deposit must be established within 30 days of account opening and maintained for at least 60 days. †Does not include NSF, check printing, stop payment, paper statement, or ATM fees. Checking accounts subject to eligibility. Promotion ends March 31, 2020. WFCU can suspend or cancel the promotion as necessary for any reason. See credit union for details. Federally insured by NCUA. Equal Housing Lender.

Visit one of our branches for more information:

Main Branch:
10810 Chapel Hill Road
Morrisville, NC 27560

Moore Drive Branch:
Sanders Center
5 Moore Drive
Durham, NC 27709

Zebulon GSK Branch:
1011 N Arendell Ave
Zebulon, NC 27597

Zebulon Branch:
125 E. Gannon Avenue
Zebulon, NC 27597

Greenville Branch:
250-C Easy Street
Greenfield North Plaza Shopping Center
Greenville, NC 27834

Henderson Branch:
620 Facet Road
Henderson, NC 27537

Money Market

Money Market

Take your money to new heights. Did you know with rates as high as 1% APY*, Welcome Credit Union's money market accounts can earn four times the national average?

Short term. Long term. Your terms.

Let us show you how to make your money work for you. Let us help you rock bigger returns!

*APY=Annual Percentage Yield. Balances above $75,001 earn 1.00% APY. Balances between $25,001 and $75,000.99 earn 0.75% APY. Balances between $1,000 and $25,000.99 earn 0.50% APY. APYs accurate as of 07/01/2019. Transaction limitations apply. Fees may reduce earnings on the account. Minimum daily balance required to avoid a service fee for the calendar month. Credit terms and conditions apply. Membership eligibility required. †National average of 0.21% APY as sourced from, accurate as of May 23, 2019. Federally insured by NCUA.

The Smart Option Student Loan® for Welcome Federal Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.


Route 66 Extended Warranty

Route 66

Don’t let unexpected car repairs stress you out! You never know when your car is going to break down. WFCU offers three coverage levels through Route 66 Extended Warranty. Your plan will be determined by the make, model, age, and mileage of your vehicle. Click for more information


In an effort to save WFCU money that is better spent on member services and to become a greener business, eStatements are the preferred method of delivery. We cannot automatically convert you to eStatements. Therefore, we highly encourage you to make the switch and enroll in eStatements (if you haven’t done so already).

If you aren’t enrolled in Virtual Branch (VB), that will be your first step. Just click the "getting started" link from the left-hand menu bar on VB for important information, then click the "Enroll" button and follow the prompts. Virtual Branch URL:
To add eStatements:

  • Logon to Virtual Branch
  • Click Self-Service
  • Under Additional Services, click eStatements, follow the prompts to add your account. When you enroll, your checking and/or loan accounts within your primary account are automatically included. However, if you have sub-accounts, you will need to enroll them individually.

If you prefer to keep receiving paper statements, we will gladly continue to provide that service for a $2.00 monthly fee per statement. Printing and postage costs continue to rise and it’s only fair that we ask those who choose the more expensive paper option to help share in that cost. Remember, you can avoid the fee by enrolling in eStatements.

Members exempt from the paper statement fee:

  • Members who are twelve (12) and under
  • Members who are seventy (70) or older

Receive your monthly statements safely, quickly, and electronically. Electronic statements provide secure, anytime, anywhere access to your Welcome Federal Credit Union statements. Here are a few features:

  • eStatements are free!
  • Automatic email notification when your statements are available usually by the 3rd of the month.
  • Six months of statements available for instant retrieval.
  • All data is fully secured, encrypted, and protected by the latest SSL technology
  • eStatements can be downloaded and/or printed.
  • When you elect to view your statements online instead of receiving a paper statement by mail, it helps protect you from confidential information being lost or stolen from your mailbox.
  • Safest, quickest, and most convenient way to receive your statements.
  • eStatements help save trees!

eStatement Tree

Mobile Deposit

Click Here to learn more about mobile deposit

Shared Branching: Another Credit Union Difference!

Welcome Federal Credit Union (WFCU) has partnered with other credit unions across the country to provide you with more access to your accounts and money. Proudly, we are a part of the Shared Branching network, a fast-growing national network of credit unions that allow members of other credit unions to use their branches to conduct basic teller transactions.

There are more than 5,300 Shared Branching locations nationwide, including more than 99 in North Carolina. What can you do at a Shared Branching location? Almost everything you normally do* with an MSR/teller at WFCU including:

  • Make Deposits
  • Cash checks
  • Withdraw funds
  • Transfer monies from one account to another
  • Obtain balance inquiries
  • Make loan payments and advances

When conducting a transaction at a Shared Branching location, the host credit union will require your credit union name (Welcome Federal Credit Union), your account number, and a photo ID.

Accessing your WFCU accounts has never been more convenient. Find a Shared Branching location near your home, work, or favorite vacation spot, using the Shared Branching Web site at

This logo will be posted at all credit unions that participate in Shared Branching:

CO-OP Shared Branch

We are pleased to offer Shared Branching at the following WFCU branches:

  • Main Branch; 10810 Chapel Hill Road; Morrisville, NC
  • Greenville Branch; 250-C Easy Street; Greenfield North Plaza Shopping Center; Greenville, NC
  • Zebulon Branch, 125 E. Gannon Avenue, Zebulon, NC
  • **Moore Drive Branch; 5 Moore Drive; Sanders 17.1379; Research Triangle Park, NC)
  • **Zebulon Branch–GSK; 1011 N. Arendell Avenue; E.130; Zebulon, NC

**Shared Branching access at the Moore Drive and Zebulon Branches is restricted to GSK employees.

For more information, contact us toll-free at 888-932-8148.

*Some fees may apply.

WFCU's Emergency Phone Number

In the event of a wide-spread disaster or emergency for the Credit Union in which you cannot reach one of our branches, you can phone our toll-free emergency information number, 1-866-803-3267. Updates to the message will be made as they become available.

Benefits of Membership!

As Welcome Federal Credit Union grows and changes, we will continue to expand our field of membership. Offering a better financial option to more groups promotes the Credit Union philosophy of "people helping people". We are happy to invite other companies and organizations to join Welcome Federal Credit Union and begin taking advantage of the benefits of membership in our Credit Union.

Please help us spread the word by inviting your co-workers and families to join!

Welcome Federal Credit Union members can get $200 from Sprint


You get $100 per line on up to two lines when you switch to Sprint. Plus, lines 3, 4 and 5 are FREE! That means savings of more than $600 over Verizon in your first year. With Sprint’s 100% satisfaction guarantee for the first 30 days, you can be certain that you’ll love your plan or get your money back.

Claiming your cash rewards is easy

  1. Switch to Sprint and mention that you're a credit union member.
  2. Register your new lines at
  3. Cash rewards will be deposited directly into your credit union account within 8-10 weeks.

Get rewarded for loyalty

Register now to receive a $100 loyalty cash reward every year starting after your first year of service.

Cash via deposit: $100/line, max 2 lines. Req. new line activ. on eligible plan and registration at within 30 days of activ. Loyalty Reward: Via deposit. $100/yr./acct. Unlimited Basic: after 1/31/2021 pay $60/mo for line 1, $40/mo for line 2 and $20/mo/line for lines 3-5 with AutoPay. 1 Hulu ad-supported plan per eligible Sprint acct. MHS reduced to 3G speeds after 500MB/mo. SD video streams up to 480p, music up to 500Kbps, gaming up to 2Mbps. Data deprioritization during congestion. other mo. charges apply.

We invite you to phone any of our branches for answers to your questions or for information.

Toll-Free: 888-932-8148
Main Branch: 919-474-3240
Moore Drive Branch-RTP: 919-483-8844
Zebulon - GSK Branch: 919-269-1225
Greenville Branch: 252-758-3279
Henderson Branch: 252-430-3655
Zebulon Branch: 919-404-4747
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