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We are taking Covid-19 seriously to protect our members and staff.

On Monday, June 15th, we will see members by appointment only for complex transactions.  Face masks are required.

ATM and drive-through windows are available at our Main and Zebulon-Gannon branches.  Our Greenville and Henderson branches

are open during normal business hours.  However, masks are required for personal assistance.

The Moore Drive branch is closed.

Click here for more information about Welcome Credit Union and Covid-19.




Articles of Interest

OFFICIAL RULES - Weber® Grill Promotion

Annual Meeting

Annual Meeting

The Wait is Over

We cannot wait to see your faces at our Virtual Annual Meeting! These times have been strange, but one thing we are looking forward to is sharing all of the great things happening at Welcome with our members.

Here's the scoop. Join us on Wednesday, August 26th at 9:00 a.m. for our Virtual Annual Meeting through the platform WebEx™. The meeting room will open at 9:00 a.m., and the meeting will promptly begin at 9:10 a.m.

Please RSVP to Nadine Heine at or 919-474-3257 by Wednesday, August 19th at 3 p.m.†

We look forward to seeing you - virtually of course! So, get comfy, bring a set of headphones, and get ready to meet with your favorite credit union.


†See credit union for details. Meeting and election are for members only. Welcome FCU is federally insured by the National Credit Union Administration and is an Equal Opportunity Housing Lender.

Steer to Save

auto loans

Feel carefree knowing you're getting the best deal on your auto loan at Welcome Federal Credit Union.

Bring us your auto rate and we will lower it, or we'll give you $100.* We're the fastest way to greater savings in North Carolina.

What do you have to lose? You only have great savings to gain! See how far your payment will fall.

Learn More Act Now

*Minimum rate allowed is 1.99% Annual Percentage Rate (APR) for new vehicles and 2.29% APR for used vehicles. Your rate may vary and is determined by your credit score, amount financed, collateral, and loan term. Minimum loan amount is $10,000. Minimum term is 60 months. Promotion only applies to new and used cars, trucks, and SUVs. Motorcycles, boats, and recreational vehicles and existing Welcome Federal Credit Union (WFCU) vehicle loans are ineligible for this promotion. Some restrictions apply. WFCU lending criteria must be met. Promotion is restricted to $1,000,000 or will end on September 30, 2020, whichever comes first. WFCU reserves the right to suspend or cancel the promotion as necessary for any reason. Welcome Federal Credit Union is an Equal Opportunity Lender. Federally insured by NCUA.

Personally Tailored Mortgages

auto loans

What if your mortgage could fit like your favorite grilling apron? Now, when you apply for a mortgage with Welcome, you'll have a personally-tailored mortgage to fit both your lifestyle and budget.

Plus, when you select your tailored mortgage, you can get up to $1,000 in closing costs* AND you will be entered to win a NEW Weber® Grill.†

Get a quote in minutes - the perfect amount of time before you have to flip your burger on your Weber® Grill.

Enjoy your mortgage with Welcome Federal Credit Union - made just for you.

Learn More Apply Now!

*Restrictions apply. Promotion will run through September 30, 2020 or $5,000,000 funded, whichever comes first. $1,000 will be credited at time of closing. We reserve the right to suspend or cancel this promotion as necessary without prior notice. Lending criteria must be met. This is not an offer to extend consumer credit as defined by Section 1026.2 of Reg. Z. Rates and terms are subject to change. Home loans are provided in partnership with CU Members Mortgage a division of Colonial Savings, F.A. NMLS #401285. FHA and VA mortgage loans are not included in this offer. For more information or to apply, visit the mortgage website: † No purchase necessary. One (1) winner will be randomly selected to win a Weber® gas grill valued up to $500.00. Automatic entry is for closed first lien mortgage loan (excludes second lien home equity loans or lines of credit). All entries must be received during Entry Period of 07/01/20-08/31/20 to be eligible for the giveaway. See official rules at Weber® is not affiliated with and does not sponsor or endorse WFCU. Federally insured by NCUA. Equal Housing Lender.

A Good Place To Land

Land Loans

The property you put a house on is just as important as the house itself. Whether you've already found a plot or you're looking for one to build on, go ahead and get pre-approval for financing with Welcome.

When you get a Land Loan with us, it's all handled right here in North Carolina. So we have the flexibility to work with you to ensure your repayment terms work for you. Make the most of it and make your dream come to life all with a Land Loan from Welcome CU.

Apply Today!

*Land loans are restricted to undeveloped, single-family dwelling, residential real estate located within North Carolina. The maximum Loan-to-Value (LTV) is 90%. Individual rates and terms may vary based on down payment, Loan-to-Value, credit history, and credit score. Credit eligibility and other criteria apply. All offers subject to change at any time. See credit union for details. Federally Insured by NCUA. Equal Housing Lender. NMLS #411459

It's Time For A Refresh!


We've all heard of Spring cleaning. But what about a refresh and renovate? Show your space some TLC and spring into the warmer months with a fresh perspective on home sweet home.

From replacing floors or your roof to something as simple as a new coat of paint, you can cover it all with a Home Equity Line of Credit with Welcome! With no closing costs† and rates as low as 5.50% APR*, you can tackle your to-do list and start renovating today!

Get Started!

Follow along on Facebook as we countdown the 50 best ways to use your HELOC for home improvements!

†No closing costs. However, repayment of $500.00 of the closing costs paid by WFCU on your behalf will be added to the payoff amount if the credit line is closed and deed released within 24 months of the loan origination date. *APR = Annual Percentage Rate. APR is variable rate and may increase after account is opened which could change minimum payments. The index is the Prime Rate as published in the Wall Street Journal as of the last business day of January each year. The APR can change annually on the first day of May. The rate cannot increase more than 1.0 percentage point in any one–year period. The maximum APR cannot increase more the 5 percentage points above the initial rate. The maximum APR for a home equity line of credit is 15.00%. The minimum APR is 3.00%. Advertised rate is based on lowest offered for product advertised as of January 31, 2020. Your rate and terms may differ depending on the combined loan-to-value and your creditworthiness. All extensions of credit are subject to credit approval. Applicants not approved for advertised rates or terms may be offered credit at a higher rate and/or different terms. Some restrictions apply. All terms subject to change without notice. WFCU lending criteria must be met. Eligible property must be located in the state of North Carolina. An appraisal and property insurance are required. Flood insurance is required, if applicable. The minimum line of credit limit is $5,000.00 and the maximum line of credit limit is $200,000.00. Federally insured by NCUA. Equal Housing Lender

The Smart Option Student Loan® for Welcome Federal Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.


Route 66 Extended Warranty

Route 66

Don’t let unexpected car repairs stress you out! You never know when your car is going to break down. WFCU offers three coverage levels through Route 66 Extended Warranty. Your plan will be determined by the make, model, age, and mileage of your vehicle. Click for more information


In an effort to save WFCU money that is better spent on member services and to become a greener business, eStatements are the preferred method of delivery. We cannot automatically convert you to eStatements. Therefore, we highly encourage you to make the switch and enroll in eStatements (if you haven’t done so already).

If you aren’t enrolled in Virtual Branch (VB), that will be your first step. Just click the "getting started" link from the left-hand menu bar on VB for important information, then click the "Enroll" button and follow the prompts. Virtual Branch URL:
To add eStatements:

  • Logon to Virtual Branch
  • Click Self-Service
  • Under Additional Services, click eStatements, follow the prompts to add your account. When you enroll, your checking and/or loan accounts within your primary account are automatically included. However, if you have sub-accounts, you will need to enroll them individually.

If you prefer to keep receiving paper statements, we will gladly continue to provide that service for a $2.00 monthly fee per statement. Printing and postage costs continue to rise and it’s only fair that we ask those who choose the more expensive paper option to help share in that cost. Remember, you can avoid the fee by enrolling in eStatements.

Members exempt from the paper statement fee:

  • Members who are twelve (12) and under
  • Members who are seventy (70) or older

Receive your monthly statements safely, quickly, and electronically. Electronic statements provide secure, anytime, anywhere access to your Welcome Federal Credit Union statements. Here are a few features:

  • eStatements are free!
  • Automatic email notification when your statements are available usually by the 3rd of the month.
  • Six months of statements available for instant retrieval.
  • All data is fully secured, encrypted, and protected by the latest SSL technology
  • eStatements can be downloaded and/or printed.
  • When you elect to view your statements online instead of receiving a paper statement by mail, it helps protect you from confidential information being lost or stolen from your mailbox.
  • Safest, quickest, and most convenient way to receive your statements.
  • eStatements help save trees!

eStatement Tree

Mobile Deposit

Click Here to learn more about mobile deposit

Shared Branching: Another Credit Union Difference!

Welcome Federal Credit Union (WFCU) has partnered with other credit unions across the country to provide you with more access to your accounts and money. Proudly, we are a part of the Shared Branching network, a fast-growing national network of credit unions that allow members of other credit unions to use their branches to conduct basic teller transactions.

There are more than 5,300 Shared Branching locations nationwide, including more than 99 in North Carolina. What can you do at a Shared Branching location? Almost everything you normally do* with an MSR/teller at WFCU including:

  • Make Deposits
  • Cash checks
  • Withdraw funds
  • Transfer monies from one account to another
  • Obtain balance inquiries
  • Make loan payments and advances

When conducting a transaction at a Shared Branching location, the host credit union will require your credit union name (Welcome Federal Credit Union), your account number, and a photo ID.

Accessing your WFCU accounts has never been more convenient. Find a Shared Branching location near your home, work, or favorite vacation spot, using the Shared Branching Web site at

This logo will be posted at all credit unions that participate in Shared Branching:

CO-OP Shared Branch

We are pleased to offer Shared Branching at the following WFCU branches:

  • Main Branch; 10810 Chapel Hill Road; Morrisville, NC
  • Greenville Branch; 250-C Easy Street; Greenfield North Plaza Shopping Center; Greenville, NC
  • Zebulon Branch, 125 E. Gannon Avenue, Zebulon, NC
  • **Moore Drive Branch; 5 Moore Drive; Sanders 17.1379; Research Triangle Park, NC)
  • **Zebulon Branch–GSK; 1011 N. Arendell Avenue; E.130; Zebulon, NC

**Shared Branching access at the Moore Drive and Zebulon Branches is restricted to GSK employees.

For more information, contact us toll-free at 888-932-8148.

*Some fees may apply.

WFCU's Emergency Phone Number

In the event of a wide-spread disaster or emergency for the Credit Union in which you cannot reach one of our branches, you can phone our toll-free emergency information number, 1-866-803-3267. Updates to the message will be made as they become available.

Benefits of Membership!

As Welcome Federal Credit Union grows and changes, we will continue to expand our field of membership. Offering a better financial option to more groups promotes the Credit Union philosophy of "people helping people". We are happy to invite other companies and organizations to join Welcome Federal Credit Union and begin taking advantage of the benefits of membership in our Credit Union.

Please help us spread the word by inviting your co-workers and families to join!

We invite you to phone any of our branches for answers to your questions or for information.

Toll-Free: 888-932-8148
Main Branch: 919-474-3240
Moore Drive Branch-RTP: 919-483-8844
Zebulon - GSK Branch: 919-269-1225
Greenville Branch: 252-758-3279
Henderson Branch: 252-430-3655
Zebulon Branch: 919-404-4747
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