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We are taking Covid-19 seriously to protect our members and staff.

On Monday, June 15th, we will see members by appointment only for complex transactions.  Face masks are required.

ATM and drive-through windows are available at our Main and Zebulon branches.  Our Greenville and Henderson branches

are open during normal business hours.  However, masks are required for personal assistance.

The Moore Drive branch is closed.

Click here for more information about Welcome Credit Union and Covid-19.



The 2020 Annual Meeting has been scheduled for Wednesday, August 26th, at 9:00 a.m. and will be held virtually.

RSVP to Nadine Heine at and she will send you the WebEx link prior to the meeting.




Please note: We will be closed Friday, July 3rd for Independence Day.

General Information and Benefits of Membership

  • Welcome Federal Credit Union is offered as a benefit of your company or organization for both you and members of your immediate family. We are a separate entity from your company and a not-for-profit financial organization. The Credit Union staff is bonded and all Credit Union transactions are completely confidential. We recognize the importance of protecting your private information. For an in-depth review, please read our Privacy Policy. We strive to meet your financial needs by providing you with sound, economical choices and efficient, excellent, and friendly service.
  • If you are in the field of membership and eligible to join more than one credit union, consider joining both! Take advantage of the benefits, programs, and rates offered by each credit union.
  • Member-owned, not-for-profit organization means the Credit Union returns surplus funds to you in the form of dividends and services.
  • We are democratically controlled - each member has a vote.
  • Welcome Federal Credit Union is federally insured to at least $250,000.00 by the NCUA (National Credit Union Administration, a U.S. Government Agency) and backed by the full faith and credit of the United States Government.
  • Our professional, friendly, courteous staff offer warm, personal service and have your best interests in mind.
  • We are directed by a Board of Directors comprised of nine members elected by the membership at the Annual Meeting.
  • An Annual Meeting is held to report, educate, and inform you of the operations and progress of the Credit Union, elect directors, and give you an opportunity for input and questions.
  • Once a member, always a member - accounts do not have to be closed if you change employers.
  • One of our goals is to offer low or no-fee services.
  • We offer low, competitive loan rates.
  • There are no hidden fees with loan programs.
  • Loans may be paid in full at any time without an early payment penalty.
  • All Credit Union loans are simple interest loans.
  • We offer a variety of optional insurance products to protect your assets.
  • We offer Anytime Adviser, an interactive suite of online financial "coaches". The coaches include the following: New Car Buying, Used Car Buying, Home Buying, Checking Accounts, Credit Management, ID Theft, and Couples & Money. You can practice the skills that will help you make financial decisions by matching exercises, simulation games, calculators, and quizzes. The coaches also offer worksheets that you can complete to help you with planning and budgeting.
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