For Land Like No Other

pretty view of a river/pond from a chair

It’s time to make North Carolina yours, and we’ve got just the thing to help you stake your claim. Our affordable and accessible Land Loans can help you find the foundation to create the home you want.

Whether you’re looking for a pristine mountainside view, a peaceful lake shoreline, or a nice strip of lush green woodland, our Land Loans can help you claim the property of your dreams.

  • Competitive Rates
  • Local Servicing & Decisions
  • Flexible Repayment Terms
  • Low Down Payment Options

Plus, we offer Land Loans with a maximum LTV at 90%*, which means you can kick back and relax with land and financing to brag about.

Get the land you want so that you can make the home of your dreams a reality. Apply for a Land Loan with Welcome to stake your claim on your next backyard view today!

Stake Your Claim


Land loans are restricted to undeveloped, single-family dwelling, residential real estate located within North Carolina. The maximum Loan-to-Value (LTV) is 90%. Individual rates and terms may vary based on down payment, Loan-to-Value, credit history, and credit score. Credit eligibility and other criteria apply. All offers subject to change at any time. See credit union for details. Federally Insured by NCUA. Equal Housing Lender. NMLS #411459.

Welcome Federal Credit Union will be closed on Monday, June 19 in observance of Juneteenth.

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Tuesday, July 4. The Zebulon-GSK branch will be closed July 3 - July 7.

The Zebulon-GSK branch will be closed July 3 - July 7 for the Independence Day holiday.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 4 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 9 in observance of Columbus Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Friday, November 10 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 23 & 24, 2023.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2023 and think forward to 2024, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!