Auto Loans

Auto Loans

A large auto loan payment is the opposite of living large. Whether you are buying new or used, or seeking to refinance your auto loan from another lender, we believe your car payment should never cramp your style.

With quick and easy approvals, Welcome Credit Union offers low-rate, hassle-free auto loans with terms up to 84 months.

Give yourself negotiating power at the dealership with pre-approval. Take it one step further and never see a car salesman by letting CarConnection opens in a new window find your next new or used vehicle at the lowest price. Finally, if you are offered dealer rebate, take the rebate and still get a great rate with us!

Do you need to lower your payment or change your term? Bring us your loan from another lender and we’ll refinance your ride.

Are you looking to leave gas prices behind and purchase or refinance an electric vehicle? We can even help with that.

Go ahead and crunch the numbers. You’ll see how our auto loans help you bank like a boss.

Key Features

  • icon images Low Interest Rates
  • icon images Hassle-Free Application
  • icon images Quick Approvals
  • icon images No Hidden Fees
  • icon images Pre-Approval Available
  • icon images Insurance Options

  • New Vehicle Loans

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  • Used Vehicle Loans

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  • Classic Car Loans

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  • Car Insurance from TruStage

    • Instant quotes and potential discounts
    • Friendly, helpful advice with no sales pressure
    • Help changing companies so you don’t go a day without coverage or lose a penny
    • Get Started
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  • Guaranteed Asset Protection (GAP) Options from Member’s Choice

    • Pays the difference between what you owe and what your insurance company will pay in the event your vehicle is deemed a total loss due to an accident or theft.
    • Member’s Choice® GAP Insurance helps ease your financial burden by paying the potential high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.
    • Member’s Choice® GAP Plus offers the same benefits as GAP, plus it includes $2,500 toward your down payment on a replacement vehicle when financed by your credit union within 120 days after your primary insurance company issues a settlement check.
    • To learn more about GAP, visit any branch or call (888) 932-8148
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  • Route 66 Extended Warranty

    • Don’t let unexpected car repairs stress you out! You never know when your car is going to break down. WFCU offers three coverage levels through Route 66 Extended Warranty. Your plan will be determined by the make, model, age, and mileage of your vehicle. Click for more information.
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*Rates and terms based on individual creditworthiness and approved credit. All loans are subject to credit approval. Other restrictions apply. See credit union for details. Federally insured by NCUA. Equal Opportunity Lender.

TruStage® is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Member’s Choice® is underwritten by CUMIS, Inc.

WFCU Annual Meeting - For Members Only - Mark Your Calendars: Wednesday, May 22

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, May 27 in observance of Memorial Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Wednesday, June 19 in observance of Juneteenth.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Thursday, July 4. The Zebulon-GSK branch will be closed July 1 - July 5.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 2 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 14 in observance of Columbus Day. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, November 11 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 28 & 29, 2024.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2024 and think forward to 2025, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.

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