All digital services, including Virtual Branch, mobile banking, debit card and shared branching, have been restored. The system, however, may be overwhelmed and services may be slow for a day or two as it recovers from the weather-related challenges earlier in the week.
X

Land Loans

The property you put a house on is just as important as the house itself. Whether you’ve already found a plot or you’re looking for one to build on, go ahead and get pre-approval for financing with a land loan from Welcome Credit Union.

When you get a land loan with us, it’s all handled right here in the Tarheel State. We have the flexibility to work with you to ensure your repayment terms work for you.

Making a house a home requires land to build upon.

We’re here to help make it happen.

Key Features

  • icon images Competitive Rates
  • icon images Flexible Repayment Terms
  • icon images Local Servicing & Decisions
  • icon images Low Down Payment Options
  • icon images Stress-Free Closings
  • icon images Great Member Service
  • Vacant Land Loans

    • Financing for future construction of residential dwellings in North Carolina
    • Fixed 8.50% APR*
    • Flexible Terms
    • Up to 90% loan-to-value financing for qualified buyers
    • Get a land loan today
    flex row

 


*APR = Annual Percentage Rate. Land loans are restricted to undeveloped, single-family dwelling, residential real estate located within North Carolina. The maximum Loan-to-Value (LTV) is 90%. Individual rates and terms may vary based on down payment, Loan-to-Value, credit history, and credit score. Credit eligibility and other criteria apply. All offers subject to change at any time. See credit union for details. Federally Insured by NCUA. Equal Housing Lender. NMLS #411459.