Residential Mortgages

You have the edge when you finance or refinance your mortgage with Welcome Credit Union. Get a quote in minutes, access your custom rate and buckle up for lightning-fast closings.

Plus, for a limited time, we’ll help you close the deal on your next home by covering up to $1000 for your closing costs!*

So, go ahead and get that great house in that great neighborhood. Find that open floor concept you’ve always wanted. Claim that master bath as your very own masterpiece. Turn that idea of your very own backyard oasis into reality.

With affordable mortgage loan rates and flexible terms to match your lifestyle, Welcome has the right solution for you. Call our home specialist at Phone 888-932-8148, or click the links below to get started.

*Restrictions apply.  Promotion will run through December 31, 2022 or $5,000,000 funded, whichever comes first. $1,000 will be credited at time of closing. We reserve the right to suspend or cancel this promotion as necessary without prior notice. Lending criteria must be met. This is not an offer to extend consumer credit as defined by Section 1026.2 of Reg. Z. Rates and terms are subject to change. Welcome Federal Credit Union (NMLS 411459) provides mortgage loans in agreement with myCUmortgage NMLS 565434. FHA and VA mortgage loans are not included in this offer. Individual rates and terms may vary based on down payment, loan-to-value, credit history and credit score.   Membership eligibility required. See Credit Union for details. For more information or to apply, visit: welcomecu.org/loans-mortgages/residential-mortgages/. Federally insured by NCUA. Equal Opportunity Housing Lender.

Key Features

  • icon images Low Rates
  • icon images Quick Pre-Approvals
  • icon images Fast Processing
  • icon images Doable Down Payments
  • icon images Great Member Service

  • Conventional Mortgages

    • Fixed- and variable-rate terms
    • Terms of 30, 25, 20 and 15 years available
    • Up to 97% loan-to-value financing for qualified buyers
    • Get a home loan quote
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  • Refinance

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*All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. See credit union for details. Federally insured by NCUA.  Equal Housing Lender. NMLS #411459

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

See Rates

Please be advised that the Henderson Branch will be closed on Friday, April 7 in observance of Good Friday.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

See Rates