Residential Mortgages

You have the edge when you finance or refinance your mortgage with Welcome Credit Union. Get a quote in minutes, access your custom rate, and buckle up for lightning-fast closings.

So, go ahead and get that great house in that great neighborhood. Find that open floor concept you’ve always wanted. Claim that master bath as your very own masterpiece. Turn that idea of your very own backyard oasis into reality.

With affordable mortgage loan rates and flexible terms to match your lifestyle, Welcome has the right solution for you. Call our home specialist at 888-932-8148, or click the links below to get started.

*Restrictions apply. Lending criteria must be met. This is not an offer to extend consumer credit as defined by Section 1026.2 of Reg. Z. Rates and terms are subject to change. Welcome Federal Credit Union (NMLS 411459) provides mortgage loans in agreement with myCUmortgage NMLS 565434. FHA and VA mortgage loans are not included in this offer. Individual rates and terms may vary based on down payment, loan-to-value, credit history and credit score. Membership eligibility required. See Credit Union for details. For more information or to apply, visit: welcomecu.org/loans-mortgages/residential-mortgages/. Federally insured by NCUA. Equal Opportunity Housing Lender.

Key Features

Low Rates
Quick Pre-Approvals
Fast Processing
Doable Down Payments
Great Member Service

Conventional Mortgages
Fixed- and variable-rate terms

Various terms available

Up to 97% loan-to-value financing for qualified buyers

Get a home loan quote
Refinance
Lower your monthly payment

Pay off your mortgage faster

Consolidate debt

Get cash from your home

Refinance your home today

*All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. See credit union for details. Federally insured by NCUA. Equal Housing Lender. NMLS #411459

Welcome Federal Credit Union will be closed on Monday, June 19 in observance of Juneteenth.

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Tuesday, July 4. The Zebulon-GSK branch will be closed July 3 - July 7.

The Zebulon-GSK branch will be closed July 3 - July 7 for the Independence Day holiday.