Residential Mortgages

You have the edge when you finance or refinance your mortgage with Welcome Credit Union. Get a quote in minutes, access your custom rate, and buckle up for lightning-fast closings.

So, go ahead and get that great house in that great neighborhood. Find that open floor concept you’ve always wanted. Claim that master bath as your very own masterpiece. Turn that idea of your very own backyard oasis into reality.

With affordable mortgage loan rates and flexible terms to match your lifestyle, Welcome has the right solution for you. Call our home specialist at Phone 888-932-8148, or click the links below to get started.

*Restrictions apply. Lending criteria must be met. This is not an offer to extend consumer credit as defined by Section 1026.2 of Reg. Z. Rates and terms are subject to change. Welcome Federal Credit Union (NMLS 411459) provides mortgage loans in agreement with myCUmortgage NMLS 565434. FHA and VA mortgage loans are not included in this offer. Individual rates and terms may vary based on down payment, loan-to-value, credit history and credit score.   Membership eligibility required. See Credit Union for details. For more information or to apply, visit: welcomecu.org/loans-mortgages/residential-mortgages/. Federally insured by NCUA. Equal Opportunity Housing Lender.

Key Features

  • icon images Low Rates
  • icon images Quick Pre-Approvals
  • icon images Fast Processing
  • icon images Doable Down Payments
  • icon images Great Member Service

  • Conventional Mortgages

    • Fixed- and variable-rate terms
    • Various terms available
    • Up to 97% loan-to-value financing for qualified buyers
    • Get a home loan quote
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  • Refinance

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*All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. See credit union for details. Federally insured by NCUA.  Equal Housing Lender. NMLS #411459

Welcome Federal Credit Union will be closed on Monday, February 19 in observance of President's Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Please be advised that the Henderson Branch will be closed on Friday, March 29 in observance of Good Friday.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, May 27 in observance of Memorial Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Wednesday, June 19 in observance of Juneteenth.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Thursday, July 4. The Zebulon-GSK branch will be closed July 1 - July 5.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 2 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 14 in observance of Columbus Day. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, November 11 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 28 & 29, 2024.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2024 and think forward to 2025, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.