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We are taking Covid-19 seriously to protect our members and staff.

On Monday, June 15th, we will see members by appointment only for complex transactions.  Face masks are required.

ATM and drive-through windows are available at our Main and Zebulon branches.  Our Greenville and Henderson branches

are open during normal business hours.  However, masks are required for personal assistance.

The Moore Drive branch is closed.

Click here for more information about Welcome Credit Union and Covid-19.



The 2020 Annual Meeting has been scheduled for Wednesday, August 26th, at 9:00 a.m. and will be held virtually.

RSVP to Nadine Heine at and she will send you the WebEx link prior to the meeting.




Please note: We will be closed Friday, July 3rd for Independence Day.

World Of Borrowing

Apply On-line or Apply Using Your SmartPhone

Loan Forms (including application steps and guidelines)

We invite you to take advantage of your membership and borrow from WFCU. We offer a wide-range of lending options. Borrowing from WFCU has many benefits:

  • We offer low, competitive loan rates.
  • Depending on loan type, most of our loan policies are generous with loan maximums and offer longer terms than other lenders.
  • There are no hidden fees with our loan programs.
  • Loans may be paid in full at any time without an early payment penalty.
  • All Credit Union loans are 'simple interest' loans.
  • Optional, low-cost, Credit Disability and Credit Life Insurance is offered on most loan types.

To apply for a loan, please refer to the following loan steps and guidelines:

Once you receive approval for this program and you request a loan, there are several ways we can get your money to you quickly:

  • At your request, funds can be deposited directly into your WFCU savings or checking account.
  • You can visit one of our branches and we can hand you a check.
  • We can mail the check to you.

We provide a number of easy ways for you to make your loan payments:

  • You can make payments at over 5,000 credit unions that participate in the Shared Branching network. Click here to locate a Shared Branching credit union near your work, home, or favorite vacation spot.
  • Payments can be made through direct deposit and can be automatically transferred from either your savings or checking account.
  • You can transfer your payments through Virtual Branch® Home Banking.
  • You can transfer your payments through our TellerLine audio response system.
  • You can mail your payments to us.
  • You can bring your payments into one of our branches – we enjoy seeing our members!

Please review the types of loans that are available and our current loan rates:

Please phone us with any questions. Thank you for the opportunity to serve you!

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