We Have Great Rates!
-
Auto Loans
as low as
6.00% APR
-
Certificates
as high as
5.60% APR
-
Credit Cards
as low as
13.24% APR
-
Personal Line
of Credit as low as 12.24% APR -
Home Equity
Line of Credit as low as 8.25% APR -
Home Loans
Phone for Quote
888-932-8148
- Savings
- Money Markets
- Certificates
- IRA
Savings Accounts
| Account Type | Minimum Deposit* | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| Shares (aka Savings) | $5.00 | 0.05% | 0.05% |
| Christmas Club Accounts | $5.00 | 0.01% | 0.01% |
(Rates are accurate as of October 17, 2022**. Dividends credited and compounded quarterly.)
* Minimum deposit required to open an account.
** Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period.
(For the most current information and any restrictions and disclosures, phone us toll-free at 888-932-8148.)
Money Market Accounts
| Dividends Credited and Compounded | Minimum Deposit* | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Monthly (Calendar) | |||
| $1,000.00 or greater | $1,000.00 | 1.00% | 1.00% |
(Rates are accurate as of July 1, 2023 ***.)
*Minimum deposit required to open, and the minimum Daily Balance required to avoid a service fee for the calendar month.
**Account transfer and withdrawal limitations apply.
***Quoted annual percentage rate (APR), annual percentage yield (APY), and effective date are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period. Fees or other conditions could reduce earnings. Dividends are compounded and credited monthly for money markets.
(Contact your branch for more information and full disclosures.)
Certificates
| Certificate Term | Minimum Deposit | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 6 Months† | $1,000.00 | 4.25% | 4.25% |
| 12 Months | $500.00 | 4.90% | 4.90% |
| 15 Months* | $1,000.00 | 5.60% | 5.60% |
| 24 Months | $1,000.00 | 4.00% | 4.00% |
| 36 Months | $1,000.00 | 4.00% | 4.00% |
| 48 Months | $1,000.00 | 4.00% | 4.00% |
| 60 Months | $1,000.00 | 4.00% | 4.00% |
Rates are accurate as of August 1, 2023.*** The certificates listed above are available for a limited time.
*Special for new money only, can be cancelled at any time, $1,000 minimum. **We may impose a penalty if you withdraw any of the principal from a certificate account before the maturity date. ***Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period.
†APY=Annual Percentage Yield. APYs are accurate as of August 1, 2023. Fees or other conditions may reduce the earnings on your account. Certificates are not subject to auto-renewal.
The minimum balance is $1,000. Dividends are compounded quarterly and credited quarterly. A penalty may be imposed for early withdrawal. This is a one-time limited offer and may be canceled at any time. Other terms and conditions may apply. See credit union for details. Federally insured by NCUA.
Contact your branch for more information and full disclosures.
IRA Share Certificates
| Certificate Term** | Minimum Deposit* | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 12 Months | $500.00 | 2.50% | 2.50% |
| 24 Months | $500.00 | 2.75% | 2.75% |
| 36 Months | $500.00 | 3.00% | 3.00% |
| 48 Months | $500.00 | 3.25% | 3.25% |
| 60 Months | $500.00 | 3.50% | 3.50% |
(Rates are accurate as of October 17, 2022***. Dividends credited and compounded quarterly. The certificates listed above are available for a limited time.)
*Minimum deposit required to open IRA certificate account. **We may impose a penalty if you withdraw any of the principal from a certificate account before the maturity date. An early withdrawal from an IRA may also be subject to additional federal tax (and possibly additional state and local taxes) if you are under age 59½. ***Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period. Dividends compounded and credited quarterly.
(Contact your branch for more information and full disclosures.)
IRA
| Account Type | Minimum Deposit* | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| IRAs | $100.00 | 0.10% | 0.10% |
(Rates are accurate as of June 1, 2020**. Dividends credited and compounded quarterly.)
* Minimum deposit required to open an account.
** Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period.
(Contact your branch for more information and full disclosures.)