We Have Great Rates!

  • Savings
  • Money Markets
  • Certificates
  • IRA Share Certificates
  • IRA

Savings Accounts

Account Type Minimum Deposit* Annual Percentage Rate (APR) Annual Percentage Yield
Shares (aka Savings) $5.00 0.05% 0.05%
Christmas Club Accounts $5.00 0.01% 0.01%

Rate & Fee Schedule

(Rates are accurate as of October 17, 2022**. Dividends credited and compounded quarterly.)
* Minimum deposit required to open an account.
** Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period.
(For the most current information and any restrictions and disclosures, phone us toll-free at 888-932-8148.)

Money Market Accounts

Dividends Credited and Compounded Minimum Deposit* Annual Percentage Rate (APR) Annual Percentage Yield (APY)
Monthly (Calendar)
$1,000.00 - $25,000.99 $1,000.00 1.20% 1.20%
$25,001.00 - $75,000.99 $25,001.00 1.70% 1.70%
$75,001.00 or greater $75,001.00 2.20% 2.20%

Rate & Fee Schedule

(Rates are accurate as of April 1, 2023 ***.)

*Minimum deposit required to open, and the minimum Daily Balance required to avoid a service fee for the calendar month.

**Account transfer and withdrawal limitations apply.

***Quoted annual percentage rate (APR), annual percentage yield (APY), and effective date are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period. Fees or other conditions could reduce earnings. Dividends are compounded and credited monthly for money markets.

(Contact your branch for more information and full disclosures.)

Certificates

Certificate Term Minimum Deposit Annual Percentage Rate (APR) Annual Percentage Yield (APY)
12 Months $500.00 3.50% 3.50%
24 Months $1000.00 4.00% 4.00%
36 Months $1000.00 4.10% 4.10%
48 Months $1000.00 4.20% 4.20%
60 Months $1000.00 4.30% 4.30%

Rate & Fee Schedule

Rates are accurate as of March 1, 2023.*** The certificates listed above are available for a limited time.

*Minimum deposit required to open certificate account. **We may impose a penalty if you withdraw any of the principal from a certificate account before the maturity date. ***Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period.

APY=Annual Percentage Yield. APYs are accurate as of March 1, 2023. Fees or other conditions may reduce the earnings on your account. Certificates are not subject to auto-renewal.
Offer valid on new money only. The minimum balance is $1,000, except for 12 Months, which is a minimum of $500. Dividends are compounded quarterly and credited quarterly. A penalty may be imposed for early withdrawal. This is a one-time limited offer and may be canceled at any time. Other terms and conditions may apply. See credit union for details. Federally insured by NCUA.

IRA Share Certificates

Certificate Term** Minimum Deposit* Annual Percentage Rate (APR) Annual Percentage Yield (APY)
12 Months $500.00 2.50% 2.50%
24 Months $500.00 2.75% 2.75%
36 Months $500.00 3.00% 3.00%
48 Months $500.00 3.25% 3.25%
60 Months $500.00 3.50% 3.50%

Rate & Fee Schedule

(Rates are accurate as of October 17, 2022***. Dividends credited and compounded quarterly. The certificates listed above are available for a limited time.)

 *Minimum deposit required to open IRA certificate account. **We may impose a penalty if you withdraw any of the principal from a certificate account before the maturity date. An early withdrawal from an IRA may also be subject to additional federal tax (and possibly additional state and local taxes) if you are under age 59½. ***Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period. Dividends compounded and credited quarterly.

 (Contact your branch for more information and full disclosures.)

IRA

Account Type Minimum Deposit* Annual Percentage Rate (APR) Annual Percentage Yield (APY)
IRAs $100.00 0.10% 0.10%

Rate & Fee Schedule

(Rates are accurate as of June 1, 2020**. Dividends credited and compounded quarterly.)

* Minimum deposit required to open an account.

** Quoted annual percentage rates (APR), annual percentage yields (APY), and effective dates are subject to change without notification at the discretion of the Board of Directors. The Dividend Rate and Annual Percentage Yield are the prospective rate and yield the Credit Union anticipates paying for the applicable dividend period.

 (Contact your branch for more information and full disclosures.)

Contact Your Branch for more Information and Full Disclosures.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Please be advised that the Henderson Branch will be closed on Friday, April 7 in observance of Good Friday.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!