Certificates

Looking to earn higher yields than a traditional savings account? You can meet your savings goals more quickly with a Welcome certificate. This is a low-risk savings solution with a fixed interest rate. You can make your money go the distance with short- to medium-term deposits.

Ready to choose the term and amount that works for you? Let’s get started with your new certificate today!

Key Features

  • icon images Guaranteed Interest Rates
  • icon images Terms From 6 to 60 Months
  • icon images Open With as Little as $500.00
  • icon images Federally Insured Up to $250,000

  • Benefits of a Welcome Certificate

    • Minimum balance: $500
    • Terms 12 to 60 months
    • Competitive rates
    • Certificate matures at the end of the term you selected
    • No monthly service charges

🗓️ Scheduled Maintenance: Online banking will be temporarily unavailable on May 19, 2026, from 2:00 a.m. ET to 9:00 a.m. ET as we complete a scheduled upgrade. We appreciate your patience.

🗓️ Henderson Branch: Our Henderson branch will be open from 10 AM - 3 PM on Thursday, August 20.

🗓️ Welcome Federal Credit Union will be closed on Monday, May 25 in observance of Memorial Day.

🗓️ Welcome Federal Credit Union will be closed on Friday, June 19 in observance of Juneteenth.

🗓️ Welcome Federal Credit Union will be closed on Friday, July 3 in observance of the 4th of July.

🗓️ Welcome Federal Credit Union will be closed on Monday, September 7 in observance of Labor Day.

🗓️ Welcome Federal Credit Union will be closed on Monday, October 12 in observance of Columbus Day. 

🗓️ Welcome Federal Credit Union will be closed on Wednesday, November 11 in observance of Veterans Day.

🗓️ Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 26 & 27, 2025.

🗓️ As we close out 2026 and think forward to 2027, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule. 

Our auditors, Cantey Tiller Pierce & Green, LLP, may contact select members for routine account verification. Thank you for your careful review.

🗓️ Mark your calendar: WFCU's 2026 Annual Meeting - Members Only -  is Wednesday, May 20. RSVP today!

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