Savings

A savings account is a low-risk, flexible and secure way to keep your money safe. Perfect as a rainy day fund, you can use your savings for the holidays, home improvements, special trips and more.

Your Regular Savings Account also serves as your “share” of ownership in the credit union. As a not-for-profit cooperative, each person who deposits money has a share of ownership. Unlike a bank, where customers have no right of ownership nor voting privileges… you do!

Start earning competitive dividends and put your money to work for you with a Welcome savings account. We even have special savings accounts for youth, high schoolers and college students, and a Christmas Club for holiday savings.

Key Features

  • icon images Competitive Dividends
  • icon images Direct Deposits Available
  • icon images Automatic Transfers Available
  • icon images Make Withdraw at Any Time
  • icon images $5 Minimum Balance is Required
  • icon images Federally insured up to $250,000

  • Regular Savings Accounts

    • Initial deposit: $5.00
    • $5.00 minimum balance
    • No monthly fees
    • Quickly and easily transfer funds using online and mobile banking
    • Set up automatic transfers to make savings easy and convenient
    • Applicant must be 18 years of age
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  • Christmas Club Accounts

    • Initial deposit: $5.00
    • $5.00 minimum balance
    • No monthly fees
    • Automatic monthly deposit available
    • One withdrawal per quarter permitted
    • Applicant must be 18 years of age
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  • Custodial (Youth) Accounts

    • Initial deposit: $5.00
    • $5.00 minimum balance
    • No monthly fees
    • Quickly and easily transfer funds using online and mobile banking
    • Set up automatic transfers to make savings easy and convenient
    • For children under the age of 18
    • Custodian must be an adult person or a parent or guardian of the minor
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  • Scholar Dollar (High School / College) Accounts

    • Initial deposit: $5.00
    • $5.00 minimum balance
    • No monthly fees
    • Quickly and easily transfer funds using online and mobile banking
    • Set up automatic transfers to make savings easy and convenient
    • Member must be 18 years old (if member is under 18 a parent must be joint on checking)
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*APY = Annual Percentage Yield. See credit union for details.

WFCU Annual Meeting - For Members Only - Mark Your Calendars: Wednesday, May 22

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, May 27 in observance of Memorial Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Wednesday, June 19 in observance of Juneteenth.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Thursday, July 4. The Zebulon-GSK branch will be closed July 1 - July 5.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 2 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 14 in observance of Columbus Day. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, November 11 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 28 & 29, 2024.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2024 and think forward to 2025, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.

Attention Members: Please be advised the Henderson Branch will be closing at 12:30 today, Friday, May 31st.

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