Insurance

At Welcome Credit Union, we want to help you prepare for all of life’s pivotal moments. That’s why we take an active role in helping you get the right insurance coverage for the right price.

Part of the benefits of your membership are our insurance partnerships with TrueStage® and Member’s Choice®. With well-established roots in serving credit unions, both of these organizations can help you find insurance options that make good financial sense for you and your family.

TrueStage® offers life, auto, home, and accidental death and dismemberment insurance. In fact, as a member of Welcome, you qualify for $1,000 in free AD&D insurance! All you have to do is claim it.

Key Features

  • icon images Straightforward Affordable Policies
  • icon images ‘A’ Ratings for Financial Strength
  • icon images People-First Service
  • icon images Quick Claims Processing

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  • Term Life Insurance from TruStage®

    • Age (to apply): 25-69
    • Coverage: $10,000 – $100,000
    • No medical exams, a few questions
    • Designed to affordable
    • Lasts until age 80
    • A good choice if you appreciate value and have big obligations right now
    • Get Started
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  • Whole Life Insurance from TruStage®

    • Age (to apply): 18-85
    • Coverage: $1,000 – $100,000
    • No medical exams, a few questions
    • Options to fit most budgets
    • Permanent protection
    • A good choice if you value predictability and want to plan for final expenses
    • Get Started
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  • Guaranteed Acceptance Whole Life Insurance from TruStage®

    • Age (to apply): 45-80
    • Coverage: $2,000 – $25,000
    • No medical exams, a few questions
    • Options to fit most budgets
    • Can’t be turned down due to health
    • A good choice if you value certainty and want to plan for final expenses
    • Get Started
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  • Accidental Death & Dismemberment Insurance from TruStage®

    • Covers you in the event of an injury that results from an accident
    • Pays a cash benefit if you die in a covered accident
    • Options to add cancer, heart attack and stroke coverage
    • $1,000 no-cost AD&D coverage available. Just claim it!
    • Get Started
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  • Car Insurance from TruStage®

    • Instant quotes and potential discounts
    • Friendly, helpful advice with no sales pressure
    • Help changing companies so you don’t go a day without coverage or lose a penny
    • Get Started
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  • Property Insurance from TruStage®

    • Coverage options for homeowners, renters and condo owners
    • Exclusive savings
    • Well known insurers
    • Personalized service
    • Get Started
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  • Guaranteed Asset Protection (GAP) Options from Member’s Choice®

    • Pays the difference between what you owe and what your insurance company will pay in the event your vehicle is deemed a total loss due to an accident or theft.
    • Member’s Choice® GAP Insurance helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.
    • Member’s Choice® GAP Plus offers the same benefits as GAP, plus it includes $2,500 toward your down payment on a replacement vehicle when financed by your credit union within 120 days after your primary insurance company issues a settlement check.
    • To learn more about GAP check out this video, visit any branch or call (888) 932-8148
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  • Route 66 Extended Warranty

    Don’t let unexpected car repairs stress you out! You never know when your car is going to break down. WFCU offers three coverage levels through Route 66 Extended Warranty. Your plan will be determined by the make, model, age, and mileage of your vehicle. Phone (800) 808-0828 or click for more information.

    • No Deductible
    • Nationwide Coverage
    • 24/7/365 Emergency Roadside Service
    • 30 Day Money-Back Guarantee
    • Transferable
    • Direct Claim Payments Via Visa/MasterCard
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TruStage® is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Member’s Choice® is underwritten by CUMIS, Inc.

Please be advised that the Henderson branch will be closed on Tuesday, July 16, and Wednesday, July 17 and be open from 7:30 - noon on Thursday, July 18, and Friday, July 19.

 Exciting news: your enhanced e-statement will be delivered soon!  

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Thursday, July 4. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 2 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 14 in observance of Columbus Day. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, November 11 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 28 & 29, 2024.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2024 and think forward to 2025, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.

Attention Members: Please be advised the Henderson Branch will be closing at 12:30 today, Friday, May 31st.

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