Personal Loans

Your hard earned money shouldn’t be wasted on high-interest debt. Your strong credit history could save you thousands in interest with a personal loan or personal line of credit.

You can go online right now and take control of your finances. Pay off credit cards. Remodel your home. Pay medical bills. Make a large purchase. Relocate, travel and more. Gain a clear payment timeline and consolidate multiple bills into one monthly payment.

Don’t you deserve manageable, lower monthly payments? With no collateral required, a Welcome Credit Union personal loan or personal line of credit delivers the funds for whatever you need.

Get started today.

Key Features

  • icon images Payoff High-Interest Bills
  • icon images Lower Monthly Payments
  • icon images Get Funds Fast
  • icon images No Origination Fees
  • icon images No Prepayment Fees
  • icon images Borrow Up to $25,000*

  • Personal Line of Credit

    • Check your rate – your strong credit history could save you thousands in interest
    • Revolving line of credit from $1,000 to $25,000*
    • Payment based on amount used, not amount on your line of credit
    • Credit Life and Credit Disability Insurance available
    • Apply for a Personal Line of Credit
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  • Overdraft Line of Credit

    • Revolving line of credit up to $10,000*
    • Check your rate – your strong credit history could save you thousands in interest
    • Transfer funds to protect against overdraws on your checking account
    •  No cost unless you overdraft
    • Credit Life and Credit Disability Insurance available
    • Apply for an Overdraft Line of Credit
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*Rates on a line of credit are based on WSJ prime plus a margin (based on credit qualifications and income). Rates are subject to change monthly on the first business day of the month. Payments and terms may vary. Subject to credit approval.

WFCU Annual Meeting - For Members Only - Mark Your Calendars: Wednesday, May 22

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, May 27 in observance of Memorial Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Wednesday, June 19 in observance of Juneteenth.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Thursday, July 4. The Zebulon-GSK branch will be closed July 1 - July 5.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 2 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 14 in observance of Columbus Day. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, November 11 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 28 & 29, 2024.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2024 and think forward to 2025, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.

Attention Members: Please be advised the Henderson Branch will be closing at 12:30 today, Friday, May 31st.

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