Other Loans
Have you been left wondering, “How will I ever pay for this?”
We have flexible consumer loans that can help establish payment history on a credit report, bridge the cost of buying a new home, consolidate higher-interest credit cards and loans, and help out with emergencies. Hey, we’ve all experienced a few bumps in the road. We make it our mission to help.
Whether you are in need of short-term cash for things such as a vacation, the holidays or taxes, or you need to take care of more important expenses over time, Welcome Credit Union has a consumer loan that’s right for you.
Stop wondering. Start doing.
Key Features
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Fixed Rates
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Fixed Terms
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Fixed Monthly Payments
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No Prepayment Fees
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No Application Fees
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Options for Various Needs
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Debt Consolidation Loan
- Simplify with a single payment
- View rates
- Borrow up to $10,000
- Apply for a Debt Consolidation Loan
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Summer Vacation Line of Credit Loan
- Plan for the perfect getaway
- View rates
- Terms up to 2 years
- Loans of $1,000 to $2,500
- No collateral required; loan is a revolving line-of-credit account
- Advances made between May 1 and August 31
- Credit Life and Credit Disability Insurance available to add peace of mind
- Apply for a Personal Loan
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Holiday Line of Credit Loan
- Enjoy the gift of giving
- View rates
- Terms up to 2 years
- Loans of $1,000 to $2,500
- No collateral required; loan is a revolving line-of-credit account
- Advances made between October 1 and January 31
- Credit Life and Credit Disability Insurance available to add peace of mind
- Apply for a Personal Loan
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Share Secured Loan
- Use your savings account as collateral for a loan
- Borrow up to 100% of your savings account
- Continue to earn dividends on your savings account
- Rate calculated by share rate plus 3.00%
- Apply for a Share Secured Loan
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Certificate Secured Loan
- Use your share certificate as collateral for a loan
- Borrow up to 90% of your share certificate
- Continue to earn dividends on your share certificate
- Rate calculated by certificate rate plus 2.00%
- Apply for a Share Certificate Loan
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Bridge Loan
- If you are expecting an influx of funds within 90 days, but need the money now, we have the help you need. If your funds are coming from a verifiable source, we may be able to loan you the money with a bridge loan.
- View rates
- Apply for a Bridge Loan
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Disaster Loan
- Financial assistance should you be impacted by a natural disaster
- View rates
- Borrow up to $10,000
- Interest-free for the first 90 days
- Proof of insurance claim may be required
- Apply for a Disaster Loan
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Pandemic Relief Loan
- Financial assistance for those whose employment has been impacted by COVID-19 (Coronavirus)
- Apply for a Pandemic Relief Loan
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Tax Relief Loan
- Pay down your tax debt
- View rates
- Borrow up to $10,000
- Proof of tax return required
- Apply for a Tax Relief Loan
*APR = Annual Percentage Rate. Eligibility, rates and terms on a personal loan are based on membership and creditworthiness. Payments and terms may vary. Subject to credit approval. See credit union for details. Federally insured by NCUA. Equal Opportunity Lender.