Due to the Coronavirus, we are changing how you access your branches. We have suspended services at our 5 Moore Drive Branch, but we welcome your business at our Main Branch located at 10810 Chapel Hill Road, Morrisville NC.
X

Other Loans

Have you been left wondering, “How will I ever pay for this?”

We have flexible consumer loans that can help establish payment history on a credit report, bridge the cost of buying a new home, consolidate higher-interest credit cards and loans, and help out with emergencies. Hey, we’ve all experienced a few bumps in the road. We make it our mission to help.

Whether you are in need of short-term cash for things such as a vacation, the holidays or taxes, or you need to take care of more important expenses over time, Welcome Credit Union has a consumer loan that’s right for you.

Stop wondering. Start doing.

Key Features

  • Fixed Rates
  • Fixed Terms
  • Fixed Monthly Payments
  • No Prepayment Fees
  • No Application Fees
  • Options for Various Needs
  • Debt Consolidation Loan

  • Summer Vacation Line of Credit Loan

    • Plan for the perfect getaway
    • View rates
    • Terms up to 2 years
    • Loans of $1,000 to $2,500
    • No collateral required; loan is a revolving line-of-credit account
    • Advances made between May 1 and August 31
    • Credit Life and Credit Disability Insurance available to add peace of mind
    • Apply for a Personal Loan
  • Holiday Line of Credit Loan

    • Enjoy the gift of giving
    • View rates
    • Terms up to 2 years
    • Loans of $1,000 to $2,500
    • No collateral required; loan is a revolving line-of-credit account
    • Advances made between October 1 and January 31
    • Credit Life and Credit Disability Insurance available to add peace of mind
    • Apply for a Personal Loan
  • Share Secured Loan

    • Use your savings account as collateral for a loan
    • Borrow up to 100% of your savings account
    • Continue to earn dividends on your savings account
    • Rate calculated by share rate plus 3.00%
    • Apply for a Share Secured Loan
  • Certificate Secured Loan

    • Use your share certificate as collateral for a loan
    • Borrow up to 90% of your share certificate
    • Continue to earn dividends on your share certificate
    • Rate calculated by certificate rate plus 2.00%
    • Apply for a Share Certificate Loan
  • Bridge Loan

    • If you are expecting an influx of funds within 90 days, but need the money now, we have the help you need. If your funds are coming from a verifiable source, we may be able to loan you the money with a bridge loan.
    • View rates
    • Apply for a Bridge Loan
  • Disaster Loan

    • Financial assistance should you be impacted by a natural disaster
    • View rates
    • Borrow up to $10,000
    • Interest-free for the first 90 days
    • Proof of insurance claim may be required
    • Apply for a Disaster Loan
  • Pandemic Relief Loan

  • Tax Relief Loan

 


*APR = Annual Percentage Rate. Eligibility, rates and terms on a personal loan are based on membership and creditworthiness. Payments and terms may vary. Subject to credit approval. See credit union for details. Federally insured by NCUA. Equal Opportunity Lender.