Checking Accounts

Here’s a personal checking account with all your banking must-haves and none of the hassle of monthly service fees or minimum balances. Open a checking account, and walk out with a debit card. Looking for money management made easy? Start banking like a boss today.

 

Key Features

  • icon images 24/7 Online & Mobile Banking
  • icon images Person-to-Person Payments
  • icon images Bill Pay
  • icon images Secure Debit Card
  • icon images Mobile Deposit
  • icon images Federally insured up to $250,000

  • Benefits of a Welcome Checking Account

    • No monthly maintenance fees
    • No minimum balance
    • Digital banking:
      • Online banking with bill pay
      • Mobile banking with mobile deposit
      • eStatements
      • Person-to-Person payments
    • ATM/Debit Access
    • Surcharge-free ATM network
    • Overdraft Options
    • $50 minimum deposit to open
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  • Secure Debit Card Features

    • View recent card transactions
      • Where they took place
      • Broken out by month
      • Displayed in spending categories
      • Presented in detail
    • Manage controls and alerts
      • Add spending limits
      • Use location features to block foreign transactions and set geographic spending boundaries
      • Select allowable transaction and merchant types
      • Add travel plans
      • Easily report lost cards
      • View merchants with recurring payments
    • Add cards to your digital wallet
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  • Easily Switch Your Account

    • Open a Welcome checking account online
    • Use our Switch Kit to transfer direct deposits and automatic payments
    • Close your old checking account using our Easy Switch Form.
    • Enjoy your new Welcome Checking Account.
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WFCU Annual Meeting - For Members Only - Mark Your Calendars: Wednesday, May 22

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, May 27 in observance of Memorial Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Wednesday, June 19 in observance of Juneteenth.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Please be advised of our holiday hours for Independence Day: all WFCU branches will be closed on Thursday, July 4. The Zebulon-GSK branch will be closed July 1 - July 5.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, September 2 in observance of Labor Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed on Monday, October 14 in observance of Columbus Day. 

Now is the time to get the best returns on your cash with higher interest rates on your Certificate and Money Market accounts!

Welcome Federal Credit Union will be closed on Monday, November 11 in observance of Veterans Day.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 28 & 29, 2024.

Now is the time to get the best returns on your cash with higher interest rates on your Certificate & Money Market accounts!   

As we close out 2024 and think forward to 2025, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule.

Attention Members: Please be advised the Henderson Branch will be closing at 12:30 today, Friday, May 31st.

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