Security & Fraud

Security & Fraud

Welcome Credit Union pledges to protect your privacy online. Virtual branch (online banking) and our mobile app are not just convenient and simple, but comply with rigorous cybersecurity regulations and multifactor authentication tools, including biometric logins.

While we offer an array of value-added features and services, site surveillance and transaction monitoring, it’s important that you know Welcome Credit Union will never ask you to provide confidential information (your account number, Social Security number, name, address, password, etc.) in emails or text messages.

For your protection, our fraud detection system, Neural Network, helps track potentially fraudulent activity on your debit card. However, should you suspect suspicious account activity, be sure to monitor your statements closely and immediately report any transactions you don’t recognize to Phone (888) 932-8148.

You can aid in keeping your credit union accounts secure by:

  • Creating strong passwords (numbers, upper and lowercase letters, various symbols, etc.)
  • Change your passwords periodically
  • Protect your PC with anti-virus software and anti-spyware
  • Go paperless with Welcome’s e-Statements and Bill Pay
  • Only shop on trusted, secure websites – look for the “https://” or a lock symbol in the address bar
  • Be on the lookout for suspicious emails and text messages
  • Check your statements or review your account activity through your mobile app and report suspicious activity

🗓️ Scheduled Maintenance: Online banking will be temporarily unavailable on May 19, 2026, from 2:00 a.m. ET to 9:00 a.m. ET as we complete a scheduled upgrade. We appreciate your patience.

🗓️ Henderson Branch: Our Henderson branch will be open from 10 AM - 3 PM on Thursday, August 20.

🗓️ Welcome Federal Credit Union will be closed on Monday, May 25 in observance of Memorial Day.

🗓️ Welcome Federal Credit Union will be closed on Friday, June 19 in observance of Juneteenth.

🗓️ Welcome Federal Credit Union will be closed on Friday, July 3 in observance of the 4th of July.

🗓️ Welcome Federal Credit Union will be closed on Monday, September 7 in observance of Labor Day.

🗓️ Welcome Federal Credit Union will be closed on Monday, October 12 in observance of Columbus Day. 

🗓️ Welcome Federal Credit Union will be closed on Wednesday, November 11 in observance of Veterans Day.

🗓️ Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 26 & 27, 2025.

🗓️ As we close out 2026 and think forward to 2027, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule. 

Our auditors, Cantey Tiller Pierce & Green, LLP, may contact select members for routine account verification. Thank you for your careful review.

🗓️ Mark your calendar: WFCU's 2026 Annual Meeting - Members Only -  is Wednesday, May 20. RSVP today!

The owner of this website has made a commitment to accessibility and inclusion, please report any problems that you encounter using the contact form on this website. This site uses the WP ADA Compliance Check plugin to enhance accessibility.