Become a Member - Welcome Federal Credit Union

How to Join?

If you meet our eligibility requirements, follow these steps:

Simple Member Eligibility

Employer
Family
Community
$20 Donation

Full Eligibility Criteria

Gather Your Documents

Tax Id Number (SSN, ITIN, or EIN)
Valid Photo ID (driver’s license or other government issued ID)
For initial deposit, account and routing numbers

Application Options

Apply Online Now!

Request application support from a Representative
(888) 932-8148 or Contact Form
Come in! We will walk you through our application

Change Your Bank to WFCU

Please call us at (888) 932-8148 or email Member Services here

Enjoy!

More great member information coming to your inbox!

Why Should I Join Welcome Federal Credit Union?
Welcome Federal Credit Union is with you throughout your whole life. WFCU is a credit union with a heartbeat... join our family!

Great Rates
Lower fees
Excellent Member Service
Shared Branches – Access to more than 6,000 Shared Branching locations
Online Banking
Member Education

You Are Eligible to Join!

Employer
Family
Community
Donation

You are eligible if you…

are an employee
OR
a retiree
of an eligible association,
organization, or business.

See All Eligible Businesses and Associations
- Aflac District Sales Team (Greenville, NC)
- Alexandria Center for Life Science Durham (All Campus employees can join)
- APPTIO
- Aramark
- Ardagh Group
- Audio Codes Inc.
- Atlantic Tire & Service
- F. B. Ascott Agency, Inc.
- Big Brothers Big Sisters
- BNI
- Breckenridge Homeowners Association of NC, Inc.
- Brixx wood fired pizza
- Bryant Industrial Contractors, Inc.
- Burns & Bynum, CPA
- Campbell University Students, RTP Campus
- Car Connection
- Car Mart of Greenville
- CareMaster
- Carolina Commercial Systems
- Carolina Foot & Ankle Specialists
- Carolina Office Xchange
- Carolina Support Services
- Carraway Office Solutions
- Carrington Park
- Charter Communications (Charter Spectrum/TimeWarner)
- Convergys Corp.
- Cushman & Wakefield
- Dental Care of Morrisville
- DeVry University (Employees & Students)
- Domtar Corporation (Formerly Attends Healthcare Products)
- Double R Restaurant Group
- DoubleTree by Hilton
- DSM Pharmaceuticals, Inc.
- Durham Postal Credit Union (Members)
- East Carolina Trophies & Signs
- EPA-RTP
- EPIC Chiropractic, P.C.
- First Communities
- Fitness Connection
- Fraternal Order of Police Wake County Lodge #41
- Full Plate Inc.
- Fuji Silysia Chemical Ltd. and Fuji Silysia Chemical USA, Ltd.
- Georgina’s Pizzeria and Restaurant
- GlaxoSmithKline, Inc.
- Goldner Associates
- Grace Park Animal Hospital
- Grady-White Boats, Inc.
- Greenville-Pitt County Chamber of Commerce (Employees Only)
- Greenville Underserved Area
- Grover Gaming
- Habitat for Humanity of Pitt County
- Harper Brush Works
- Hemophilia of North Carolina
- Home2Suites By Hilton
- Hopler, Wilms & Hanna, PLLC
- Human Solutions
- Hyatt House
- Icagen, Inc.
- Industrial & Construction Enterprises, Inc. (ICE)
- IQVIA (Formerly Quintiles)
- IRT Creekstone Living
- JAGGAER
- James E. Rogers, P. A. Law Firm (Employees paid from Morrisville, NC)
- JCi Builders
- Kids R Kids
- LEARNWRIGHT
- Life Experiences, Inc.
- Life Primary Care Clinic, PLLC
- Mayne Pharma (Formerly Metrics, Inc.)
- Mercer Glass Company, Inc.
- Mitchell Law Group, PLLC
- Modern Woodmen
- Morgan Printers
- Morrisville Family Dentistry
- Morrisville Chamber of Commerce (Employees Only)
- MRN Web Designs
- New Life Church Employees
- New Life Church Members
- North Carolina Chapter Society of Quality Assurance
- Nothing Bundt Cakes
- Page Road Grill
- Parmer Innovation Centers – New name: Alexandria Center Life Sciences-Durham (All Campus employees can join)
- PayChex
- Patheon-
- Pearl Therapeutics, Inc.
- PerforMax
- Pitt County Firefighter’s Association
- Primrose School at The Park
- ProNet Systems, Inc.
- Proshred Security
- Q2 Solutions
- IQVIA (Formerly Quintiles)
- Reel Adventure Charters
- Resort Lifestyle Communities Brier Pointe
- Ron Ayers Motorsports Superstore
- Ruckus 3 Inc. Pizza Pasta & Spirits
- Salt Wood Products, Inc.
- Siemens Industry, Inc. Building Technologies Division
- Signs Now RTP
- Singas Famous Pizza & Grill
- Sloan Insurance Agency, Inc.
- Sodexo
- Sorrel Perimeter Park
- Stewart Engineering, Inc.
- Stiefel, a GSK company
- Sunshine Schools
- Tabernacle Christian Church
- Tarheel Wood Treating Company
- The A Plus Group, LLC
- The Carying Place
- The Fresh Market (Greenville, North Carolina)
- The Greenwood Group, Inc. dba Manpower
- The Raleigh, N.C. Office of the American Cancer Society of the South Atlantic Division
- The Raleigh, N.C. Office of the “Gifts for American Cancer Society”, of the South Atlantic Division
- The Roberts Company
- Thermo Fisher Scientific
- Town of Morrisville
- Trialcard Market Access Solutions
- TruOptions
- TyraTech
- Vanguard Cleaning Systems
- Wake Tech Community College
- Walmart Neighborhood Market
- Weichert Realtors
- Welcome Federal Credit Union
- WIMCO Corp.
- WITN TV Station
- Zebra Print Solutions
- Zebulon Underserved Area

You are eligible if you….

are a relative
OR
a household member
of a current Welcome Federal Credit
Union member.

You are eligible if you ….

live
work
worship
attend school

in certain census tracks in Pitt County, NC
OR
in Zebulon (27591 or 27597)

If none of those apply…

You can become eligible for membership by making a one-time $20 donation in support of the American Cancer Society. For more information contact a Welcome FCU branch representative.

Still not sure if you’re eligible? Chat with Member Services Support at (888) 932-8148

Have More Questions?

Member Testimonials

Dhruv S.

Diana and Loris were very knowledgeable and helpful for helping me open an account and gave me clear instructions for mortgage and HELOC options. I have high regard for the team.

Emily S.

I was having a hard time finding a land only loan in NC, until I found Welcome Federal. I made one phone call to the Zebulon branch and found Gail Cone. Gail has been an absolute dream to work with! She answered every question, quick to respond, and has demonstrated the definition of outstanding customer service. Thank you, Gail & Welcome Federal.

Jennifer L.

As a FedEx Employees Credit Union member needing to do some “in-person” interacting and discussing of accounts I looked to the chat/text service online through Welcome for some questions on whether or not they could assist me at their location closest to me. I was told to leave my name and phone number so that a representative would get back to me via text and I was impressed at the amount of time on a Friday afternoon it took for the associate to get back to me and give me ALL of the answers I needed to my many questions; especially because I am not a direct member of their credit union.

Joseph C.

It was my first time shopping for an Auto Loan and Welcome CU was able to offer me a product no other bank or credit union could come close to. And beyond that Donna was very easy to work with and got me squared away quickly. I look forward to working with Welcome CU in the future!

Pawan K.

Just a phone call away. Much better than these corporate banks.

Jim H.

Extremely professional, friendly and helpful. Sharon explained everything and was so pleasant to deal with. So nice to work with a bank that genuinely seems to want your business. Very refreshing, especially in today's world. Thank you Welcome.

Stacey G.

Excellent customer service. Cindy G. answered my web inquiry and was just a wealth of information. She was knowledgeable about the loan type I was looking for, gave me all the disclosures, answered all of my questions and offered to talk to another family member for me if needed. What a pleasure to talk to someone who actually takes the time to give great customer service. Cindy you are an asset to your company. THANK YOU.

Travis M.

If you're looking for a local bank who have employees that care and are friendly as well as rates on loans you cannot beat with a traditional bank....do not hesitate to become a member! Cindy helped me during my time at the branch and I could not be more satisfied! A++

Aron T.

I’ve been a member of Welcome FCU for 20 years and have taken out multiple loans with Welcome. Patricia Wright at the Henderson Branch has been helping me over the years with excellent member service. I love the convenience that Welcome provides me. Thank you to Patricia for always making me feel like a valued member!

Chris C.

I have been a long-time member of the Welcome Federal Credit Union, ever since my early Burroughs-Welcome days in 1982. Forty years ago! I have enjoyed many different exotic car loans utilizing Welcome’s lowest competitive APR interest rates and life insurance protection on those loans. It never hurts to just give Welcome a look, listen, and try!

Jacob I.

I’m incredibly grateful to the team at Welcome FCU, who helped me purchase my 2023 Silverado 2500 and a 2023 Blackjack boat! The process was simple, thanks to the outstanding customer service from the Greenville team. Liz and Raldy helped get me a great rate. My family and I can’t wait to enjoy our new boat all summer!

Sorelis and Herbert R.

In an individual consumer market with limited land loan options, WFCU provided us with knowledgeable, flexible, and exceptional service. WFCU was extremely resourceful in meeting our unique needs and circumstances and they were able to customize a loan program that met our deadlines and repayment capabilities. Their consistent follow-up and guidance brought our stress level down to nearly ZERO as we closed on time despite delays caused by outside influences. We weren’t just another loan to WFCU, we were a welcomed customer.

Terry

Are you in the market for purchasing a car? Whether you are buying new or used or seeking to refinance your auto loan from another lender, Welcome Federal Credit Union believes a car payment should never cramp your style. I recently purchased a new car, and it was a quick and easy approvals process. Call Welcome today and don’t wait. They offer low-rate and hassle-free auto loans with terms up to 84 months.

Wanda N.

I love being a member of Welcome FCU. The ladies always greet me with radiant smiles. They’re very accommodating when assisting me with my financial needs. I love them, and I thank God for such wonderful employees who make the members feel like VIPS!

View our Membership and Account Agreement