Discover the Benefits of Joining Welcome Federal Credit Union

welcome federal credit union monument in front of building

Welcome Federal Credit Union (WFCU) has served its members for 50 years!  Our financial service offerings are nationwide, but our focus is local.

Throughout our years of service, we have delivered personalized financial solutions to our members and given back to community programs.

What makes us different from a traditional bank?

The most significant difference between a bank and a credit union is that a credit union is not-for-profit and owned by its members.  What does this mean?

  1. Any profits made by WFCU are returned to the members through lower fees and higher savings rates.
  2. Members participate in decisions impacting the credit union. Annual meetings let members share successes and other updates impacting WFCU.
  3. Personalized customer service, community focus, and member voting rights make joining WFCU a winning move!

Why Join Welcome Federal Credit Union?

Your money is safe and sound at Welcome.  It has been for the last 50 years!  All deposits are insured up to $250,000 per individual depositor.  But what are some other reasons you want to join WFCU?

  1. Member-Owned: Welcome is owned and operated by our members.  You are not just a customer; you have a voice in Welcome’s operations and a stake in the credit union’s success.
  2. Lower Fees and Better Rates: WFCU reinvests financial gains into the credit union as a not-for-profit organization.  By serving our members, not shareholders, we can offer lower fees, competitive loan rates, and higher returns on savings and deposit accounts.
  3. Personalized Service: At Welcome Federal Credit Union, we understand that every member’s financial needs are unique.  We take the time to get to know you and customize our products and services to fit individual goals and aspirations.
  4. Community Focus: When you join our credit union, you’re not just banking with us – you are investing in the well-being of our community.  Welcome gives back to the local community with financial education programs and charitable initiatives.
  5. Financial Education and Empowerment: We believe that knowledge is power.  That’s why we offer a variety of resources and tools to empower you to make informed financial decisions to reach your long-term goals.  Whether buying your first home or preparing for retirement, we support you step by step.
  6. Nationwide Network: Concerned about access to a branch or ATM?  WFCU is part of a 6,000+ member network of shared branches nationwide.  That’s a more extensive branch network than some of the largest commercial banks.

Joining WFCU means you have a say in your financial success and an impact on your local community.

Are you ready to become a member of Welcome Federal Credit Union?  Learn about membership benefits and how we can help you achieve your financial dreams.  Contact us today at (888) 932-8148.

You are always Welcome!

welcome federal credit union building - benefits

🗓️ Scheduled Maintenance: Online banking will be temporarily unavailable on May 19, 2026, from 2:00 a.m. ET to 9:00 a.m. ET as we complete a scheduled upgrade. We appreciate your patience.

🗓️ Henderson Branch: Our Henderson branch will be open from 10 AM - 3 PM on Thursday, August 20.

🗓️ Welcome Federal Credit Union will be closed on Monday, May 25 in observance of Memorial Day.

🗓️ Welcome Federal Credit Union will be closed on Friday, June 19 in observance of Juneteenth.

🗓️ Welcome Federal Credit Union will be closed on Friday, July 3 in observance of the 4th of July.

🗓️ Welcome Federal Credit Union will be closed on Monday, September 7 in observance of Labor Day.

🗓️ Welcome Federal Credit Union will be closed on Monday, October 12 in observance of Columbus Day. 

🗓️ Welcome Federal Credit Union will be closed on Wednesday, November 11 in observance of Veterans Day.

🗓️ Welcome Federal Credit Union will be closed for the Thanksgiving Holiday on November 26 & 27, 2025.

🗓️ As we close out 2026 and think forward to 2027, WFCU would like to wish all of our members and their families a wonderful holiday season and a prosperous New Year! Please be advised of our holiday schedule. 

Our auditors, Cantey Tiller Pierce & Green, LLP, may contact select members for routine account verification. Thank you for your careful review.

🗓️ Mark your calendar: WFCU's 2026 Annual Meeting - Members Only -  is Wednesday, May 20. RSVP today!

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