At Welcome Federal Credit Union, we believe banking should be personal, established on relationships, and rooted in trust. For more than 50 years, we have built our reputation on reliable service, financial stability, and a genuine commitment to helping our members succeed.
Whether you’re opening a savings account, financing a vehicle, buying a home, or planning for retirement, your financial institution should provide more than a platform to conduct transactions. You should feel confident knowing someone is there to guide you, offering comprehensive financial solutions designed to support every stage of your life.
While Welcome FCU started with simply offering car loans, our services have grown right alongside the evolving needs of our members. Ask yourself: Are you comfortable with your financial partner?
Built on Stability, Focused on Service
In today’s fast-paced world, there is comfort in knowing your financial institution has stood the test of time. Welcome FCU has evolved to provide its members with what they need, while continuing to offer convenient in-person and online service. Can this be said about traditional banks, where speaking with a live individual can be challenging, leaving you overwhelmed and frustrated?
At Welcome Federal Credit Union, we understand that financial stress can impact every part of your life. That’s why, for more than 50 years, we’ve been committed to helping members build confidence and peace of mind through personalized service, financial education, and customized solutions.
When we say, “you’re always welcome,” we mean it. It’s more than a tagline; it’s the foundation for everything we do.
From Auto Loans to Full-Service Financial Support
Since our founding in 1974, Welcome Federal Credit Union has grown from a small credit union originally focused on auto loans into a trusted, full-service financial institution serving thousands of member-owners nationwide.
Today, with over $91 million in assets, five North Carolina branches, and access to thousands of shared branch locations nationwide, we offer the stability of a well-established institution combined with the personalized service of a local financial partner.
Our roots are grounded in meeting the financial needs of our members and helping them achieve their goals at every stage of their lives. Our members remain at the heart of everything we do.
Today, Welcome FCU proudly offers:
Everyday Banking & Savings
- Checking Accounts
- Savings Accounts
- Money Market Accounts
- Youth Accounts
- IRA and Education Savings Accounts
- Certificates of Deposit (CDs)
Lending Solutions
- New and Used Auto Loans
- Auto Loan Refinancing
- Mortgage Loans
- Home Equity Lines of Credit (HELOCs)
- Land Loans
- Credit Cards
Digital Banking Convenience
- Online Banking
- Mobile and Virtual Banking
- CheckFree Bill Pay
- Zelle®
- Nationwide ATM access
- More than 6,000 shared branches nationwide
- Local Interactive Teller Machine (ITM)
Personalized Financial Guidance
- Financial Health Checks
- One-on-one Financial Counseling
- Budgeting support
- Retirement and long-term savings guidance
Comfort Comes from Being Heard
At Welcome FCU, we don’t believe in one-size-fits-all banking. We take time to listen and understand your goals, challenges, and priorities.
Whether you need help managing day-to-day finances, financing a major purchase, buying a home, or preparing for retirement, our team is here to provide thoughtful guidance and solutions tailored to your life.
More Than a Financial Institution. We are Your Trusted Financial Partner
As a member-owner of Welcome Federal Credit Union, you’re more than a customer. You’re part of a cooperative built to serve you financially. All profits are reinvested into your institution and reflected in lower fees, higher savings rates, flexible loan terms, and personalized service.
For more than five decades, we’ve been committed to educating, empowering, and supporting our members with the tools they need to succeed. Our continued growth is driven by listening to our member-owners and delivering the financial solutions they need to thrive today and plan confidently for the future.
When you bank with Welcome Federal Credit Union, you’ve gained a trusted financial partner. You’re always welcome.